▼ 0.50% · 3.625%
HK$4,358
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,493
−HK$138/mo
Today · 4.125%
HK$4,631
baseline
▲ 0.50% · 4.625%
HK$4,913
+HK$282/mo
Deposit HK$956K · loan HK$956K · min. income ≈ HK$9,262/mo (50% DSR)
Upfront cash ≈ HK$956K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,848
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,978
−HK$132/mo
Today · 4.125%
HK$5,110
baseline
▲ 0.50% · 4.625%
HK$5,379
+HK$269/mo
Deposit HK$956K · loan HK$956K · min. income ≈ HK$10,220/mo (50% DSR)
Upfront cash ≈ HK$956K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,793
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,943
−HK$151/mo
Today · 4.125%
HK$5,094
baseline
▲ 0.50% · 4.625%
HK$5,404
+HK$310/mo
Deposit HK$860K · loan HK$1.05M · min. income ≈ HK$10,188/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,333
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,476
−HK$145/mo
Today · 4.125%
HK$5,621
baseline
▲ 0.50% · 4.625%
HK$5,917
+HK$296/mo
Deposit HK$860K · loan HK$1.05M · min. income ≈ HK$11,242/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,229
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,392
−HK$165/mo
Today · 4.125%
HK$5,557
baseline
▲ 0.50% · 4.625%
HK$5,895
+HK$338/mo
Deposit HK$764K · loan HK$1.15M · min. income ≈ HK$11,114/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,817
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,973
−HK$159/mo
Today · 4.125%
HK$6,132
baseline
▲ 0.50% · 4.625%
HK$6,455
+HK$323/mo
Deposit HK$764K · loan HK$1.15M · min. income ≈ HK$12,264/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,665
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,841
−HK$179/mo
Today · 4.125%
HK$6,020
baseline
▲ 0.50% · 4.625%
HK$6,387
+HK$367/mo
Deposit HK$669K · loan HK$1.24M · min. income ≈ HK$12,040/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,302
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,471
−HK$172/mo
Today · 4.125%
HK$6,643
baseline
▲ 0.50% · 4.625%
HK$6,993
+HK$350/mo
Deposit HK$669K · loan HK$1.24M · min. income ≈ HK$13,286/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,101
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,291
−HK$192/mo
Today · 4.125%
HK$6,483
baseline
▲ 0.50% · 4.625%
HK$6,878
+HK$395/mo
Deposit HK$573K · loan HK$1.34M · min. income ≈ HK$12,966/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,787
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,969
−HK$185/mo
Today · 4.125%
HK$7,154
baseline
▲ 0.50% · 4.625%
HK$7,531
+HK$377/mo
Deposit HK$573K · loan HK$1.34M · min. income ≈ HK$14,308/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,537
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,740
−HK$206/mo
Today · 4.125%
HK$6,946
baseline
▲ 0.50% · 4.625%
HK$7,369
+HK$423/mo
Deposit HK$478K · loan HK$1.43M · min. income ≈ HK$13,892/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,272
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,467
−HK$198/mo
Today · 4.125%
HK$7,665
baseline
▲ 0.50% · 4.625%
HK$8,069
+HK$404/mo
Deposit HK$478K · loan HK$1.43M · min. income ≈ HK$15,330/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,972
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,189
−HK$221/mo
Today · 4.125%
HK$7,410
baseline
▲ 0.50% · 4.625%
HK$7,860
+HK$450/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$14,820/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,757
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,965
−HK$211/mo
Today · 4.125%
HK$8,176
baseline
▲ 0.50% · 4.625%
HK$8,607
+HK$431/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$16,352/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,408
−HK$465/mo
▼ 0.25% · 3.875%
HK$7,638
−HK$235/mo
Today · 4.125%
HK$7,873
baseline
▲ 0.50% · 4.625%
HK$8,352
+HK$479/mo
Deposit HK$287K · loan HK$1.62M · min. income ≈ HK$15,746/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,241
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,462
−HK$225/mo
Today · 4.125%
HK$8,687
baseline
▲ 0.50% · 4.625%
HK$9,145
+HK$458/mo
Deposit HK$287K · loan HK$1.62M · min. income ≈ HK$17,374/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,844
−HK$492/mo
▼ 0.25% · 3.875%
HK$8,088
−HK$248/mo
Today · 4.125%
HK$8,336
baseline
▲ 0.50% · 4.625%
HK$8,843
+HK$507/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,672/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,726
−HK$472/mo
▼ 0.25% · 3.875%
HK$8,960
−HK$238/mo
Today · 4.125%
HK$9,198
baseline
▲ 0.50% · 4.625%
HK$9,682
+HK$484/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$18,396/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).