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Crescira AVM · estimated value Medium confidence
HK$3.78M
≈ HK$12,180 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$378K, with repayments around HK$16,470/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$15,498
−HK$972/mo
▼ 0.25% · 3.875%
HK$15,980
−HK$490/mo
Today · 4.125%
HK$16,470
baseline
▲ 0.50% · 4.625%
HK$17,472
+HK$1,002/mo

Deposit HK$378K · loan HK$3.40M · min. income ≈ HK$32,940/mo (50% DSR)

Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Mong Kok Station
≈ 6 min walk · 425 m
Education
53
schools within 1 km (16 within 500 m)
Daily convenience
105
within 1 km (55 within 500 m)
Health
17
hospitals/clinics within 1 km
Recreation
86
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway Mong Kok Station Station.

Family-friendly — 53 schools within a 1 km walk.

Everyday convenience — 105 shopping and daily-needs spots nearby.

Healthcare close by — 17 hospitals/clinics within 1 km.

Green space & leisure — 86 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
21/F
Flat
B
Saleable Area
310 Saleable ft²
Gross Area
379 ft²
Efficiency
82%
District
Yau Tsim Mong District · Kowloon
School net (POA)
32

Transaction History

Date Price Gain / loss
2018-01-16 HK$4.20M +76.5%
5.4y · 14.0%/yr
2012-08-13 HK$2.38M +88.9%
2009-07-17 HK$1.26M +2.4%
2008-06-10 HK$1.23M +1.7%
2008-01-14 HK$1.21M +16.3%
2007-06-01 HK$1.04M +35.1%
2002-08-23 HK$770K −7.2%
2002-03-08 HK$830K
Data sourced from Renavon.com