▼ 0.50% · 3.625%
HK$5,489
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,660
−HK$173/mo
Today · 4.125%
HK$5,833
baseline
▲ 0.50% · 4.625%
HK$6,188
+HK$355/mo
Deposit HK$1.20M · loan HK$1.20M · min. income ≈ HK$11,666/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,107
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,270
−HK$167/mo
Today · 4.125%
HK$6,437
baseline
▲ 0.50% · 4.625%
HK$6,776
+HK$339/mo
Deposit HK$1.20M · loan HK$1.20M · min. income ≈ HK$12,874/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,038
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,226
−HK$191/mo
Today · 4.125%
HK$6,417
baseline
▲ 0.50% · 4.625%
HK$6,807
+HK$390/mo
Deposit HK$1.08M · loan HK$1.32M · min. income ≈ HK$12,834/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,717
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,897
−HK$183/mo
Today · 4.125%
HK$7,080
baseline
▲ 0.50% · 4.625%
HK$7,453
+HK$373/mo
Deposit HK$1.08M · loan HK$1.32M · min. income ≈ HK$14,160/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,587
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,792
−HK$208/mo
Today · 4.125%
HK$7,000
baseline
▲ 0.50% · 4.625%
HK$7,426
+HK$426/mo
Deposit HK$963K · loan HK$1.44M · min. income ≈ HK$14,000/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,328
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,525
−HK$199/mo
Today · 4.125%
HK$7,724
baseline
▲ 0.50% · 4.625%
HK$8,131
+HK$407/mo
Deposit HK$963K · loan HK$1.44M · min. income ≈ HK$15,448/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,136
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,358
−HK$225/mo
Today · 4.125%
HK$7,583
baseline
▲ 0.50% · 4.625%
HK$8,045
+HK$462/mo
Deposit HK$843K · loan HK$1.56M · min. income ≈ HK$15,166/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,939
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,152
−HK$216/mo
Today · 4.125%
HK$8,368
baseline
▲ 0.50% · 4.625%
HK$8,809
+HK$441/mo
Deposit HK$843K · loan HK$1.56M · min. income ≈ HK$16,736/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,685
−HK$482/mo
▼ 0.25% · 3.875%
HK$7,924
−HK$243/mo
Today · 4.125%
HK$8,167
baseline
▲ 0.50% · 4.625%
HK$8,664
+HK$497/mo
Deposit HK$722K · loan HK$1.69M · min. income ≈ HK$16,334/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,549
−HK$462/mo
▼ 0.25% · 3.875%
HK$8,779
−HK$232/mo
Today · 4.125%
HK$9,011
baseline
▲ 0.50% · 4.625%
HK$9,486
+HK$475/mo
Deposit HK$722K · loan HK$1.69M · min. income ≈ HK$18,022/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,234
−HK$516/mo
▼ 0.25% · 3.875%
HK$8,490
−HK$260/mo
Today · 4.125%
HK$8,750
baseline
▲ 0.50% · 4.625%
HK$9,282
+HK$532/mo
Deposit HK$602K · loan HK$1.81M · min. income ≈ HK$17,500/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,160
−HK$495/mo
▼ 0.25% · 3.875%
HK$9,406
−HK$249/mo
Today · 4.125%
HK$9,655
baseline
▲ 0.50% · 4.625%
HK$10,164
+HK$509/mo
Deposit HK$602K · loan HK$1.81M · min. income ≈ HK$19,310/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,783
−HK$550/mo
▼ 0.25% · 3.875%
HK$9,056
−HK$277/mo
Today · 4.125%
HK$9,333
baseline
▲ 0.50% · 4.625%
HK$9,901
+HK$568/mo
Deposit HK$481K · loan HK$1.93M · min. income ≈ HK$18,666/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,771
−HK$528/mo
▼ 0.25% · 3.875%
HK$10,033
−HK$266/mo
Today · 4.125%
HK$10,299
baseline
▲ 0.50% · 4.625%
HK$10,841
+HK$542/mo
Deposit HK$481K · loan HK$1.93M · min. income ≈ HK$20,598/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,332
−HK$585/mo
▼ 0.25% · 3.875%
HK$9,622
−HK$295/mo
Today · 4.125%
HK$9,917
baseline
▲ 0.50% · 4.625%
HK$10,520
+HK$603/mo
Deposit HK$361K · loan HK$2.05M · min. income ≈ HK$19,834/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,381
−HK$561/mo
▼ 0.25% · 3.875%
HK$10,660
−HK$282/mo
Today · 4.125%
HK$10,942
baseline
▲ 0.50% · 4.625%
HK$11,519
+HK$577/mo
Deposit HK$361K · loan HK$2.05M · min. income ≈ HK$21,884/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,880
−HK$620/mo
▼ 0.25% · 3.875%
HK$10,188
−HK$312/mo
Today · 4.125%
HK$10,500
baseline
▲ 0.50% · 4.625%
HK$11,139
+HK$639/mo
Deposit HK$241K · loan HK$2.17M · min. income ≈ HK$21,000/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,992
−HK$594/mo
▼ 0.25% · 3.875%
HK$11,287
−HK$299/mo
Today · 4.125%
HK$11,586
baseline
▲ 0.50% · 4.625%
HK$12,197
+HK$611/mo
Deposit HK$241K · loan HK$2.17M · min. income ≈ HK$23,172/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).