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At today's rate and a 90% mortgage, the deposit on this unit is about HK$345K, with repayments around HK$15,061/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$345K · loan HK$3.11M · min. income ≈ HK$30,122/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 105 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 86 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- C
- Saleable Area
- 285 Saleable ft²
- Gross Area
- 353 ft²
- Efficiency
- 81%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-04 | HK$4.60M | +43.8% 4.8y · 9.0%/yr |
| 2016-08-19 | HK$3.20M | +26.0% 3.6y · 7.0%/yr |
| 2013-01-24 | HK$2.54M | +56.8% |
| 2010-12-01 | HK$1.62M | +88.4% |
| 2006-07-29 | HK$860K | — |