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At today's rate and a 90% mortgage, the deposit on this unit is about HK$317K, with repayments around HK$13,848/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$317K · loan HK$2.86M · min. income ≈ HK$27,696/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 55 schools within a 1 km walk.
Everyday convenience — 106 shopping and daily-needs spots nearby.
Healthcare close by — 18 hospitals/clinics within 1 km.
Green space & leisure — 88 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- B
- Saleable Area
- 297 Saleable ft²
- Gross Area
- 396 ft²
- Efficiency
- 75%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-04-18 | HK$4.33M | +337.4% 11.5y · 29.0%/yr |
| 2006-09-19 | HK$990K | +16.5% |
| 2005-11-03 | HK$850K | +3.7% |
| 2005-09-02 | HK$820K | −3.5% |
| 2002-01-29 | HK$850K | +13.3% |
| 2001-12-06 | HK$750K | −54.0% |
| 1997-09-19 | HK$1.63M | +25.4% |
| 1996-11-13 | HK$1.30M | — |