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At today's rate and a 90% mortgage, the deposit on this unit is about HK$365K, with repayments around HK$15,922/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$365K · loan HK$3.29M · min. income ≈ HK$31,844/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 55 schools within a 1 km walk.
Everyday convenience — 106 shopping and daily-needs spots nearby.
Healthcare close by — 18 hospitals/clinics within 1 km.
Green space & leisure — 88 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- E
- Saleable Area
- 344 Saleable ft²
- Gross Area
- 434 ft²
- Efficiency
- 79%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-29 | HK$3.70M | −26.0% 6.4y |
| 2020-01-20 | HK$5.00M | +31.6% 3.3y · 10.0%/yr |
| 2016-10-17 | HK$3.80M | +283.8% 8.9y · 32.0%/yr |
| 2007-12-21 | HK$990K | — |