▼ 0.50% · 3.625%
HK$3,213
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,313
−HK$102/mo
Today · 4.125%
HK$3,415
baseline
▲ 0.50% · 4.625%
HK$3,623
+HK$208/mo
Deposit HK$705K · loan HK$705K · min. income ≈ HK$6,830/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,575
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,671
−HK$97/mo
Today · 4.125%
HK$3,768
baseline
▲ 0.50% · 4.625%
HK$3,967
+HK$199/mo
Deposit HK$705K · loan HK$705K · min. income ≈ HK$7,536/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,535
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,645
−HK$111/mo
Today · 4.125%
HK$3,756
baseline
▲ 0.50% · 4.625%
HK$3,985
+HK$229/mo
Deposit HK$634K · loan HK$775K · min. income ≈ HK$7,512/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,932
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,038
−HK$107/mo
Today · 4.125%
HK$4,145
baseline
▲ 0.50% · 4.625%
HK$4,363
+HK$218/mo
Deposit HK$634K · loan HK$775K · min. income ≈ HK$8,290/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,856
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,976
−HK$122/mo
Today · 4.125%
HK$4,098
baseline
▲ 0.50% · 4.625%
HK$4,347
+HK$249/mo
Deposit HK$564K · loan HK$846K · min. income ≈ HK$8,196/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,290
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,405
−HK$117/mo
Today · 4.125%
HK$4,522
baseline
▲ 0.50% · 4.625%
HK$4,760
+HK$238/mo
Deposit HK$564K · loan HK$846K · min. income ≈ HK$9,044/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,177
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,307
−HK$132/mo
Today · 4.125%
HK$4,439
baseline
▲ 0.50% · 4.625%
HK$4,710
+HK$271/mo
Deposit HK$493K · loan HK$916K · min. income ≈ HK$8,878/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,647
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,772
−HK$126/mo
Today · 4.125%
HK$4,898
baseline
▲ 0.50% · 4.625%
HK$5,157
+HK$259/mo
Deposit HK$493K · loan HK$916K · min. income ≈ HK$9,796/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,499
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,639
−HK$142/mo
Today · 4.125%
HK$4,781
baseline
▲ 0.50% · 4.625%
HK$5,072
+HK$291/mo
Deposit HK$423K · loan HK$986K · min. income ≈ HK$9,562/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,005
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,139
−HK$136/mo
Today · 4.125%
HK$5,275
baseline
▲ 0.50% · 4.625%
HK$5,553
+HK$278/mo
Deposit HK$423K · loan HK$986K · min. income ≈ HK$10,550/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,820
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,970
−HK$152/mo
Today · 4.125%
HK$5,122
baseline
▲ 0.50% · 4.625%
HK$5,434
+HK$312/mo
Deposit HK$352K · loan HK$1.06M · min. income ≈ HK$10,244/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,362
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,506
−HK$146/mo
Today · 4.125%
HK$5,652
baseline
▲ 0.50% · 4.625%
HK$5,950
+HK$298/mo
Deposit HK$352K · loan HK$1.06M · min. income ≈ HK$11,304/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,141
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,301
−HK$163/mo
Today · 4.125%
HK$5,464
baseline
▲ 0.50% · 4.625%
HK$5,796
+HK$332/mo
Deposit HK$282K · loan HK$1.13M · min. income ≈ HK$10,928/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,720
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,873
−HK$156/mo
Today · 4.125%
HK$6,029
baseline
▲ 0.50% · 4.625%
HK$6,347
+HK$318/mo
Deposit HK$282K · loan HK$1.13M · min. income ≈ HK$12,058/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,463
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,633
−HK$172/mo
Today · 4.125%
HK$5,805
baseline
▲ 0.50% · 4.625%
HK$6,159
+HK$354/mo
Deposit HK$211K · loan HK$1.20M · min. income ≈ HK$11,610/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,077
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,240
−HK$166/mo
Today · 4.125%
HK$6,406
baseline
▲ 0.50% · 4.625%
HK$6,743
+HK$337/mo
Deposit HK$211K · loan HK$1.20M · min. income ≈ HK$12,812/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,784
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,964
−HK$183/mo
Today · 4.125%
HK$6,147
baseline
▲ 0.50% · 4.625%
HK$6,521
+HK$374/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$12,294/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,435
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,607
−HK$175/mo
Today · 4.125%
HK$6,782
baseline
▲ 0.50% · 4.625%
HK$7,140
+HK$358/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$13,564/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).