▼ 0.50% · 3.625%
HK$3,076
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,172
−HK$97/mo
Today · 4.125%
HK$3,269
baseline
▲ 0.50% · 4.625%
HK$3,468
+HK$199/mo
Deposit HK$675K · loan HK$675K · min. income ≈ HK$6,538/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,423
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,514
−HK$93/mo
Today · 4.125%
HK$3,607
baseline
▲ 0.50% · 4.625%
HK$3,798
+HK$191/mo
Deposit HK$675K · loan HK$675K · min. income ≈ HK$7,214/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,384
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,489
−HK$107/mo
Today · 4.125%
HK$3,596
baseline
▲ 0.50% · 4.625%
HK$3,815
+HK$219/mo
Deposit HK$607K · loan HK$742K · min. income ≈ HK$7,192/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,765
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,866
−HK$102/mo
Today · 4.125%
HK$3,968
baseline
▲ 0.50% · 4.625%
HK$4,177
+HK$209/mo
Deposit HK$607K · loan HK$742K · min. income ≈ HK$7,936/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,692
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,807
−HK$116/mo
Today · 4.125%
HK$3,923
baseline
▲ 0.50% · 4.625%
HK$4,162
+HK$239/mo
Deposit HK$540K · loan HK$810K · min. income ≈ HK$7,846/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,107
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,217
−HK$112/mo
Today · 4.125%
HK$4,329
baseline
▲ 0.50% · 4.625%
HK$4,557
+HK$228/mo
Deposit HK$540K · loan HK$810K · min. income ≈ HK$8,658/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,999
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,124
−HK$126/mo
Today · 4.125%
HK$4,250
baseline
▲ 0.50% · 4.625%
HK$4,509
+HK$259/mo
Deposit HK$472K · loan HK$877K · min. income ≈ HK$8,500/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,449
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,569
−HK$121/mo
Today · 4.125%
HK$4,690
baseline
▲ 0.50% · 4.625%
HK$4,937
+HK$247/mo
Deposit HK$472K · loan HK$877K · min. income ≈ HK$9,380/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,307
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,441
−HK$136/mo
Today · 4.125%
HK$4,577
baseline
▲ 0.50% · 4.625%
HK$4,856
+HK$279/mo
Deposit HK$405K · loan HK$944K · min. income ≈ HK$9,154/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,792
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,920
−HK$130/mo
Today · 4.125%
HK$5,050
baseline
▲ 0.50% · 4.625%
HK$5,317
+HK$267/mo
Deposit HK$405K · loan HK$944K · min. income ≈ HK$10,100/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,615
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,758
−HK$146/mo
Today · 4.125%
HK$4,904
baseline
▲ 0.50% · 4.625%
HK$5,203
+HK$299/mo
Deposit HK$337K · loan HK$1.01M · min. income ≈ HK$9,808/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,134
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,272
−HK$139/mo
Today · 4.125%
HK$5,411
baseline
▲ 0.50% · 4.625%
HK$5,696
+HK$285/mo
Deposit HK$337K · loan HK$1.01M · min. income ≈ HK$10,822/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,922
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,075
−HK$156/mo
Today · 4.125%
HK$5,231
baseline
▲ 0.50% · 4.625%
HK$5,549
+HK$318/mo
Deposit HK$270K · loan HK$1.08M · min. income ≈ HK$10,462/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,476
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,623
−HK$149/mo
Today · 4.125%
HK$5,772
baseline
▲ 0.50% · 4.625%
HK$6,076
+HK$304/mo
Deposit HK$270K · loan HK$1.08M · min. income ≈ HK$11,544/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,230
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,393
−HK$165/mo
Today · 4.125%
HK$5,558
baseline
▲ 0.50% · 4.625%
HK$5,896
+HK$338/mo
Deposit HK$202K · loan HK$1.15M · min. income ≈ HK$11,116/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,818
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,974
−HK$159/mo
Today · 4.125%
HK$6,133
baseline
▲ 0.50% · 4.625%
HK$6,456
+HK$323/mo
Deposit HK$202K · loan HK$1.15M · min. income ≈ HK$12,266/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,538
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,710
−HK$175/mo
Today · 4.125%
HK$5,885
baseline
▲ 0.50% · 4.625%
HK$6,243
+HK$358/mo
Deposit HK$135K · loan HK$1.21M · min. income ≈ HK$11,770/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,161
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,326
−HK$167/mo
Today · 4.125%
HK$6,493
baseline
▲ 0.50% · 4.625%
HK$6,836
+HK$343/mo
Deposit HK$135K · loan HK$1.21M · min. income ≈ HK$12,986/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).