▼ 0.50% · 3.625%
HK$3,207
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,307
−HK$102/mo
Today · 4.125%
HK$3,409
baseline
▲ 0.50% · 4.625%
HK$3,616
+HK$207/mo
Deposit HK$703K · loan HK$703K · min. income ≈ HK$6,818/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,568
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,664
−HK$97/mo
Today · 4.125%
HK$3,761
baseline
▲ 0.50% · 4.625%
HK$3,959
+HK$198/mo
Deposit HK$703K · loan HK$703K · min. income ≈ HK$7,522/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,528
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,638
−HK$111/mo
Today · 4.125%
HK$3,749
baseline
▲ 0.50% · 4.625%
HK$3,978
+HK$229/mo
Deposit HK$633K · loan HK$774K · min. income ≈ HK$7,498/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,925
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,030
−HK$107/mo
Today · 4.125%
HK$4,137
baseline
▲ 0.50% · 4.625%
HK$4,355
+HK$218/mo
Deposit HK$633K · loan HK$774K · min. income ≈ HK$8,274/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,849
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,969
−HK$121/mo
Today · 4.125%
HK$4,090
baseline
▲ 0.50% · 4.625%
HK$4,339
+HK$249/mo
Deposit HK$563K · loan HK$844K · min. income ≈ HK$8,180/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,282
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,397
−HK$116/mo
Today · 4.125%
HK$4,513
baseline
▲ 0.50% · 4.625%
HK$4,751
+HK$238/mo
Deposit HK$563K · loan HK$844K · min. income ≈ HK$9,026/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,170
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,299
−HK$132/mo
Today · 4.125%
HK$4,431
baseline
▲ 0.50% · 4.625%
HK$4,701
+HK$270/mo
Deposit HK$492K · loan HK$914K · min. income ≈ HK$8,862/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,639
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,763
−HK$126/mo
Today · 4.125%
HK$4,889
baseline
▲ 0.50% · 4.625%
HK$5,147
+HK$258/mo
Deposit HK$492K · loan HK$914K · min. income ≈ HK$9,778/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,490
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,630
−HK$142/mo
Today · 4.125%
HK$4,772
baseline
▲ 0.50% · 4.625%
HK$5,062
+HK$290/mo
Deposit HK$422K · loan HK$985K · min. income ≈ HK$9,544/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,996
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,130
−HK$135/mo
Today · 4.125%
HK$5,265
baseline
▲ 0.50% · 4.625%
HK$5,543
+HK$278/mo
Deposit HK$422K · loan HK$985K · min. income ≈ HK$10,530/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,811
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,961
−HK$152/mo
Today · 4.125%
HK$5,113
baseline
▲ 0.50% · 4.625%
HK$5,424
+HK$311/mo
Deposit HK$352K · loan HK$1.05M · min. income ≈ HK$10,226/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,352
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,496
−HK$146/mo
Today · 4.125%
HK$5,642
baseline
▲ 0.50% · 4.625%
HK$5,939
+HK$297/mo
Deposit HK$352K · loan HK$1.05M · min. income ≈ HK$11,284/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,132
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,292
−HK$162/mo
Today · 4.125%
HK$5,454
baseline
▲ 0.50% · 4.625%
HK$5,786
+HK$332/mo
Deposit HK$281K · loan HK$1.13M · min. income ≈ HK$10,908/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,709
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,862
−HK$156/mo
Today · 4.125%
HK$6,018
baseline
▲ 0.50% · 4.625%
HK$6,335
+HK$317/mo
Deposit HK$281K · loan HK$1.13M · min. income ≈ HK$12,036/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,453
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,622
−HK$173/mo
Today · 4.125%
HK$5,795
baseline
▲ 0.50% · 4.625%
HK$6,147
+HK$352/mo
Deposit HK$211K · loan HK$1.20M · min. income ≈ HK$11,590/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,066
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,229
−HK$165/mo
Today · 4.125%
HK$6,394
baseline
▲ 0.50% · 4.625%
HK$6,731
+HK$337/mo
Deposit HK$211K · loan HK$1.20M · min. income ≈ HK$12,788/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,773
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,953
−HK$182/mo
Today · 4.125%
HK$6,135
baseline
▲ 0.50% · 4.625%
HK$6,509
+HK$374/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$12,270/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,423
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,595
−HK$175/mo
Today · 4.125%
HK$6,770
baseline
▲ 0.50% · 4.625%
HK$7,127
+HK$357/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$13,540/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).