▼ 0.50% · 3.625%
HK$2,778
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,864
−HK$88/mo
Today · 4.125%
HK$2,952
baseline
▲ 0.50% · 4.625%
HK$3,132
+HK$180/mo
Deposit HK$609K · loan HK$609K · min. income ≈ HK$5,904/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,090
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,173
−HK$84/mo
Today · 4.125%
HK$3,257
baseline
▲ 0.50% · 4.625%
HK$3,429
+HK$172/mo
Deposit HK$609K · loan HK$609K · min. income ≈ HK$6,514/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,056
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,151
−HK$96/mo
Today · 4.125%
HK$3,247
baseline
▲ 0.50% · 4.625%
HK$3,445
+HK$198/mo
Deposit HK$548K · loan HK$670K · min. income ≈ HK$6,494/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,399
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,490
−HK$93/mo
Today · 4.125%
HK$3,583
baseline
▲ 0.50% · 4.625%
HK$3,772
+HK$189/mo
Deposit HK$548K · loan HK$670K · min. income ≈ HK$7,166/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,333
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,437
−HK$105/mo
Today · 4.125%
HK$3,542
baseline
▲ 0.50% · 4.625%
HK$3,758
+HK$216/mo
Deposit HK$487K · loan HK$731K · min. income ≈ HK$7,084/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,708
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,808
−HK$101/mo
Today · 4.125%
HK$3,909
baseline
▲ 0.50% · 4.625%
HK$4,115
+HK$206/mo
Deposit HK$487K · loan HK$731K · min. income ≈ HK$7,818/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,611
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,723
−HK$115/mo
Today · 4.125%
HK$3,838
baseline
▲ 0.50% · 4.625%
HK$4,071
+HK$233/mo
Deposit HK$426K · loan HK$792K · min. income ≈ HK$7,676/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,017
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,125
−HK$109/mo
Today · 4.125%
HK$4,234
baseline
▲ 0.50% · 4.625%
HK$4,458
+HK$224/mo
Deposit HK$426K · loan HK$792K · min. income ≈ HK$8,468/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,889
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,010
−HK$123/mo
Today · 4.125%
HK$4,133
baseline
▲ 0.50% · 4.625%
HK$4,384
+HK$251/mo
Deposit HK$365K · loan HK$853K · min. income ≈ HK$8,266/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,326
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,442
−HK$118/mo
Today · 4.125%
HK$4,560
baseline
▲ 0.50% · 4.625%
HK$4,800
+HK$240/mo
Deposit HK$365K · loan HK$853K · min. income ≈ HK$9,120/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,167
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,296
−HK$132/mo
Today · 4.125%
HK$4,428
baseline
▲ 0.50% · 4.625%
HK$4,697
+HK$269/mo
Deposit HK$305K · loan HK$914K · min. income ≈ HK$8,856/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,635
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,760
−HK$126/mo
Today · 4.125%
HK$4,886
baseline
▲ 0.50% · 4.625%
HK$5,143
+HK$257/mo
Deposit HK$305K · loan HK$914K · min. income ≈ HK$9,772/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,444
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,583
−HK$140/mo
Today · 4.125%
HK$4,723
baseline
▲ 0.50% · 4.625%
HK$5,011
+HK$288/mo
Deposit HK$244K · loan HK$975K · min. income ≈ HK$9,446/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,944
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,077
−HK$135/mo
Today · 4.125%
HK$5,212
baseline
▲ 0.50% · 4.625%
HK$5,486
+HK$274/mo
Deposit HK$244K · loan HK$975K · min. income ≈ HK$10,424/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,722
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,869
−HK$149/mo
Today · 4.125%
HK$5,018
baseline
▲ 0.50% · 4.625%
HK$5,324
+HK$306/mo
Deposit HK$183K · loan HK$1.04M · min. income ≈ HK$10,036/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,253
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,394
−HK$143/mo
Today · 4.125%
HK$5,537
baseline
▲ 0.50% · 4.625%
HK$5,829
+HK$292/mo
Deposit HK$183K · loan HK$1.04M · min. income ≈ HK$11,074/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,000
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,156
−HK$158/mo
Today · 4.125%
HK$5,314
baseline
▲ 0.50% · 4.625%
HK$5,637
+HK$323/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$10,628/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,562
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,712
−HK$151/mo
Today · 4.125%
HK$5,863
baseline
▲ 0.50% · 4.625%
HK$6,172
+HK$309/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$11,726/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).