▼ 0.50% · 3.625%
HK$2,562
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,641
−HK$81/mo
Today · 4.125%
HK$2,722
baseline
▲ 0.50% · 4.625%
HK$2,888
+HK$166/mo
Deposit HK$562K · loan HK$562K · min. income ≈ HK$5,444/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,850
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,926
−HK$78/mo
Today · 4.125%
HK$3,004
baseline
▲ 0.50% · 4.625%
HK$3,162
+HK$158/mo
Deposit HK$562K · loan HK$562K · min. income ≈ HK$6,008/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,818
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,906
−HK$89/mo
Today · 4.125%
HK$2,995
baseline
▲ 0.50% · 4.625%
HK$3,177
+HK$182/mo
Deposit HK$506K · loan HK$618K · min. income ≈ HK$5,990/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,135
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,219
−HK$85/mo
Today · 4.125%
HK$3,304
baseline
▲ 0.50% · 4.625%
HK$3,479
+HK$175/mo
Deposit HK$506K · loan HK$618K · min. income ≈ HK$6,608/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,074
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,170
−HK$97/mo
Today · 4.125%
HK$3,267
baseline
▲ 0.50% · 4.625%
HK$3,466
+HK$199/mo
Deposit HK$449K · loan HK$674K · min. income ≈ HK$6,534/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,420
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,512
−HK$93/mo
Today · 4.125%
HK$3,605
baseline
▲ 0.50% · 4.625%
HK$3,795
+HK$190/mo
Deposit HK$449K · loan HK$674K · min. income ≈ HK$7,210/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,330
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,434
−HK$105/mo
Today · 4.125%
HK$3,539
baseline
▲ 0.50% · 4.625%
HK$3,755
+HK$216/mo
Deposit HK$393K · loan HK$730K · min. income ≈ HK$7,078/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,705
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,804
−HK$101/mo
Today · 4.125%
HK$3,905
baseline
▲ 0.50% · 4.625%
HK$4,111
+HK$206/mo
Deposit HK$393K · loan HK$730K · min. income ≈ HK$7,810/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,587
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,698
−HK$113/mo
Today · 4.125%
HK$3,811
baseline
▲ 0.50% · 4.625%
HK$4,043
+HK$232/mo
Deposit HK$337K · loan HK$786K · min. income ≈ HK$7,622/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,990
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,097
−HK$109/mo
Today · 4.125%
HK$4,206
baseline
▲ 0.50% · 4.625%
HK$4,427
+HK$221/mo
Deposit HK$337K · loan HK$786K · min. income ≈ HK$8,412/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,843
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,962
−HK$122/mo
Today · 4.125%
HK$4,084
baseline
▲ 0.50% · 4.625%
HK$4,332
+HK$248/mo
Deposit HK$281K · loan HK$843K · min. income ≈ HK$8,168/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,275
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,390
−HK$116/mo
Today · 4.125%
HK$4,506
baseline
▲ 0.50% · 4.625%
HK$4,743
+HK$237/mo
Deposit HK$281K · loan HK$843K · min. income ≈ HK$9,012/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,099
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,226
−HK$130/mo
Today · 4.125%
HK$4,356
baseline
▲ 0.50% · 4.625%
HK$4,621
+HK$265/mo
Deposit HK$225K · loan HK$899K · min. income ≈ HK$8,712/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,560
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,682
−HK$124/mo
Today · 4.125%
HK$4,806
baseline
▲ 0.50% · 4.625%
HK$5,060
+HK$254/mo
Deposit HK$225K · loan HK$899K · min. income ≈ HK$9,612/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,355
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,491
−HK$137/mo
Today · 4.125%
HK$4,628
baseline
▲ 0.50% · 4.625%
HK$4,910
+HK$282/mo
Deposit HK$169K · loan HK$955K · min. income ≈ HK$9,256/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,845
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,975
−HK$132/mo
Today · 4.125%
HK$5,107
baseline
▲ 0.50% · 4.625%
HK$5,376
+HK$269/mo
Deposit HK$169K · loan HK$955K · min. income ≈ HK$10,214/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,611
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,755
−HK$145/mo
Today · 4.125%
HK$4,900
baseline
▲ 0.50% · 4.625%
HK$5,199
+HK$299/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$9,800/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,130
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,268
−HK$139/mo
Today · 4.125%
HK$5,407
baseline
▲ 0.50% · 4.625%
HK$5,692
+HK$285/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$10,814/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).