▼ 0.50% · 3.625%
HK$2,709
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,794
−HK$85/mo
Today · 4.125%
HK$2,879
baseline
▲ 0.50% · 4.625%
HK$3,055
+HK$176/mo
Deposit HK$594K · loan HK$594K · min. income ≈ HK$5,758/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,014
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,095
−HK$82/mo
Today · 4.125%
HK$3,177
baseline
▲ 0.50% · 4.625%
HK$3,345
+HK$168/mo
Deposit HK$594K · loan HK$594K · min. income ≈ HK$6,354/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,980
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,073
−HK$94/mo
Today · 4.125%
HK$3,167
baseline
▲ 0.50% · 4.625%
HK$3,360
+HK$193/mo
Deposit HK$535K · loan HK$654K · min. income ≈ HK$6,334/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,316
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,405
−HK$90/mo
Today · 4.125%
HK$3,495
baseline
▲ 0.50% · 4.625%
HK$3,679
+HK$184/mo
Deposit HK$535K · loan HK$654K · min. income ≈ HK$6,990/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,251
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,352
−HK$103/mo
Today · 4.125%
HK$3,455
baseline
▲ 0.50% · 4.625%
HK$3,665
+HK$210/mo
Deposit HK$475K · loan HK$713K · min. income ≈ HK$6,910/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,617
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,714
−HK$99/mo
Today · 4.125%
HK$3,813
baseline
▲ 0.50% · 4.625%
HK$4,013
+HK$200/mo
Deposit HK$475K · loan HK$713K · min. income ≈ HK$7,626/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,522
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,632
−HK$111/mo
Today · 4.125%
HK$3,743
baseline
▲ 0.50% · 4.625%
HK$3,971
+HK$228/mo
Deposit HK$416K · loan HK$772K · min. income ≈ HK$7,486/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,919
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,024
−HK$106/mo
Today · 4.125%
HK$4,130
baseline
▲ 0.50% · 4.625%
HK$4,348
+HK$218/mo
Deposit HK$416K · loan HK$772K · min. income ≈ HK$8,260/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,793
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,911
−HK$120/mo
Today · 4.125%
HK$4,031
baseline
▲ 0.50% · 4.625%
HK$4,276
+HK$245/mo
Deposit HK$356K · loan HK$832K · min. income ≈ HK$8,062/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,220
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,333
−HK$115/mo
Today · 4.125%
HK$4,448
baseline
▲ 0.50% · 4.625%
HK$4,682
+HK$234/mo
Deposit HK$356K · loan HK$832K · min. income ≈ HK$8,896/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,064
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,191
−HK$128/mo
Today · 4.125%
HK$4,319
baseline
▲ 0.50% · 4.625%
HK$4,582
+HK$263/mo
Deposit HK$297K · loan HK$891K · min. income ≈ HK$8,638/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,521
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,643
−HK$123/mo
Today · 4.125%
HK$4,766
baseline
▲ 0.50% · 4.625%
HK$5,017
+HK$251/mo
Deposit HK$297K · loan HK$891K · min. income ≈ HK$9,532/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,335
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,470
−HK$137/mo
Today · 4.125%
HK$4,607
baseline
▲ 0.50% · 4.625%
HK$4,887
+HK$280/mo
Deposit HK$238K · loan HK$951K · min. income ≈ HK$9,214/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,823
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,952
−HK$131/mo
Today · 4.125%
HK$5,083
baseline
▲ 0.50% · 4.625%
HK$5,351
+HK$268/mo
Deposit HK$238K · loan HK$951K · min. income ≈ HK$10,166/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,606
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,749
−HK$146/mo
Today · 4.125%
HK$4,895
baseline
▲ 0.50% · 4.625%
HK$5,193
+HK$298/mo
Deposit HK$178K · loan HK$1.01M · min. income ≈ HK$9,790/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,124
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,262
−HK$139/mo
Today · 4.125%
HK$5,401
baseline
▲ 0.50% · 4.625%
HK$5,686
+HK$285/mo
Deposit HK$178K · loan HK$1.01M · min. income ≈ HK$10,802/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,877
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,029
−HK$154/mo
Today · 4.125%
HK$5,183
baseline
▲ 0.50% · 4.625%
HK$5,498
+HK$315/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$10,366/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,426
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,571
−HK$148/mo
Today · 4.125%
HK$5,719
baseline
▲ 0.50% · 4.625%
HK$6,020
+HK$301/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$11,438/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).