▼ 0.50% · 3.625%
HK$2,425
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,501
−HK$76/mo
Today · 4.125%
HK$2,577
baseline
▲ 0.50% · 4.625%
HK$2,734
+HK$157/mo
Deposit HK$532K · loan HK$532K · min. income ≈ HK$5,154/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,698
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,771
−HK$73/mo
Today · 4.125%
HK$2,844
baseline
▲ 0.50% · 4.625%
HK$2,994
+HK$150/mo
Deposit HK$532K · loan HK$532K · min. income ≈ HK$5,688/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,668
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,751
−HK$84/mo
Today · 4.125%
HK$2,835
baseline
▲ 0.50% · 4.625%
HK$3,008
+HK$173/mo
Deposit HK$479K · loan HK$585K · min. income ≈ HK$5,670/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,968
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,048
−HK$80/mo
Today · 4.125%
HK$3,128
baseline
▲ 0.50% · 4.625%
HK$3,293
+HK$165/mo
Deposit HK$479K · loan HK$585K · min. income ≈ HK$6,256/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,910
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,001
−HK$92/mo
Today · 4.125%
HK$3,093
baseline
▲ 0.50% · 4.625%
HK$3,281
+HK$188/mo
Deposit HK$425K · loan HK$638K · min. income ≈ HK$6,186/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,238
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,325
−HK$88/mo
Today · 4.125%
HK$3,413
baseline
▲ 0.50% · 4.625%
HK$3,593
+HK$180/mo
Deposit HK$425K · loan HK$638K · min. income ≈ HK$6,826/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,153
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,251
−HK$100/mo
Today · 4.125%
HK$3,351
baseline
▲ 0.50% · 4.625%
HK$3,555
+HK$204/mo
Deposit HK$372K · loan HK$691K · min. income ≈ HK$6,702/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,508
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,602
−HK$95/mo
Today · 4.125%
HK$3,697
baseline
▲ 0.50% · 4.625%
HK$3,892
+HK$195/mo
Deposit HK$372K · loan HK$691K · min. income ≈ HK$7,394/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,395
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,501
−HK$107/mo
Today · 4.125%
HK$3,608
baseline
▲ 0.50% · 4.625%
HK$3,828
+HK$220/mo
Deposit HK$319K · loan HK$745K · min. income ≈ HK$7,216/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,777
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,879
−HK$103/mo
Today · 4.125%
HK$3,982
baseline
▲ 0.50% · 4.625%
HK$4,191
+HK$209/mo
Deposit HK$319K · loan HK$745K · min. income ≈ HK$7,964/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,638
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,751
−HK$115/mo
Today · 4.125%
HK$3,866
baseline
▲ 0.50% · 4.625%
HK$4,101
+HK$235/mo
Deposit HK$266K · loan HK$798K · min. income ≈ HK$7,732/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,047
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,156
−HK$110/mo
Today · 4.125%
HK$4,266
baseline
▲ 0.50% · 4.625%
HK$4,491
+HK$225/mo
Deposit HK$266K · loan HK$798K · min. income ≈ HK$8,532/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,881
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,001
−HK$123/mo
Today · 4.125%
HK$4,124
baseline
▲ 0.50% · 4.625%
HK$4,375
+HK$251/mo
Deposit HK$213K · loan HK$851K · min. income ≈ HK$8,248/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,317
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,433
−HK$117/mo
Today · 4.125%
HK$4,550
baseline
▲ 0.50% · 4.625%
HK$4,790
+HK$240/mo
Deposit HK$213K · loan HK$851K · min. income ≈ HK$9,100/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,123
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,251
−HK$131/mo
Today · 4.125%
HK$4,382
baseline
▲ 0.50% · 4.625%
HK$4,648
+HK$266/mo
Deposit HK$160K · loan HK$904K · min. income ≈ HK$8,764/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,587
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,710
−HK$125/mo
Today · 4.125%
HK$4,835
baseline
▲ 0.50% · 4.625%
HK$5,090
+HK$255/mo
Deposit HK$160K · loan HK$904K · min. income ≈ HK$9,670/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,366
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,501
−HK$138/mo
Today · 4.125%
HK$4,639
baseline
▲ 0.50% · 4.625%
HK$4,922
+HK$283/mo
Deposit HK$106K · loan HK$957K · min. income ≈ HK$9,278/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,857
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,987
−HK$132/mo
Today · 4.125%
HK$5,119
baseline
▲ 0.50% · 4.625%
HK$5,389
+HK$270/mo
Deposit HK$106K · loan HK$957K · min. income ≈ HK$10,238/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).