▼ 0.50% · 3.625%
HK$3,058
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,153
−HK$97/mo
Today · 4.125%
HK$3,250
baseline
▲ 0.50% · 4.625%
HK$3,447
+HK$197/mo
Deposit HK$671K · loan HK$671K · min. income ≈ HK$6,500/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,402
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,493
−HK$93/mo
Today · 4.125%
HK$3,586
baseline
▲ 0.50% · 4.625%
HK$3,775
+HK$189/mo
Deposit HK$671K · loan HK$671K · min. income ≈ HK$7,172/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,364
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,468
−HK$107/mo
Today · 4.125%
HK$3,575
baseline
▲ 0.50% · 4.625%
HK$3,792
+HK$217/mo
Deposit HK$603K · loan HK$738K · min. income ≈ HK$7,150/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,742
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,843
−HK$101/mo
Today · 4.125%
HK$3,944
baseline
▲ 0.50% · 4.625%
HK$4,152
+HK$208/mo
Deposit HK$603K · loan HK$738K · min. income ≈ HK$7,888/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,670
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,784
−HK$116/mo
Today · 4.125%
HK$3,900
baseline
▲ 0.50% · 4.625%
HK$4,137
+HK$237/mo
Deposit HK$536K · loan HK$805K · min. income ≈ HK$7,800/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,082
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,192
−HK$111/mo
Today · 4.125%
HK$4,303
baseline
▲ 0.50% · 4.625%
HK$4,530
+HK$227/mo
Deposit HK$536K · loan HK$805K · min. income ≈ HK$8,606/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,975
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,099
−HK$126/mo
Today · 4.125%
HK$4,225
baseline
▲ 0.50% · 4.625%
HK$4,482
+HK$257/mo
Deposit HK$469K · loan HK$872K · min. income ≈ HK$8,450/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,423
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,541
−HK$120/mo
Today · 4.125%
HK$4,661
baseline
▲ 0.50% · 4.625%
HK$4,907
+HK$246/mo
Deposit HK$469K · loan HK$872K · min. income ≈ HK$9,322/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,281
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,414
−HK$136/mo
Today · 4.125%
HK$4,550
baseline
▲ 0.50% · 4.625%
HK$4,826
+HK$276/mo
Deposit HK$402K · loan HK$939K · min. income ≈ HK$9,100/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,763
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,890
−HK$130/mo
Today · 4.125%
HK$5,020
baseline
▲ 0.50% · 4.625%
HK$5,285
+HK$265/mo
Deposit HK$402K · loan HK$939K · min. income ≈ HK$10,040/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,587
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,730
−HK$145/mo
Today · 4.125%
HK$4,875
baseline
▲ 0.50% · 4.625%
HK$5,171
+HK$296/mo
Deposit HK$335K · loan HK$1.01M · min. income ≈ HK$9,750/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,103
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,240
−HK$139/mo
Today · 4.125%
HK$5,379
baseline
▲ 0.50% · 4.625%
HK$5,662
+HK$283/mo
Deposit HK$335K · loan HK$1.01M · min. income ≈ HK$10,758/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,893
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,045
−HK$155/mo
Today · 4.125%
HK$5,200
baseline
▲ 0.50% · 4.625%
HK$5,516
+HK$316/mo
Deposit HK$268K · loan HK$1.07M · min. income ≈ HK$10,400/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,443
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,589
−HK$148/mo
Today · 4.125%
HK$5,737
baseline
▲ 0.50% · 4.625%
HK$6,040
+HK$303/mo
Deposit HK$268K · loan HK$1.07M · min. income ≈ HK$11,474/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,199
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,360
−HK$165/mo
Today · 4.125%
HK$5,525
baseline
▲ 0.50% · 4.625%
HK$5,861
+HK$336/mo
Deposit HK$201K · loan HK$1.14M · min. income ≈ HK$11,050/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,783
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,938
−HK$158/mo
Today · 4.125%
HK$6,096
baseline
▲ 0.50% · 4.625%
HK$6,417
+HK$321/mo
Deposit HK$201K · loan HK$1.14M · min. income ≈ HK$12,192/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,504
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,676
−HK$174/mo
Today · 4.125%
HK$5,850
baseline
▲ 0.50% · 4.625%
HK$6,205
+HK$355/mo
Deposit HK$134K · loan HK$1.21M · min. income ≈ HK$11,700/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,124
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,288
−HK$166/mo
Today · 4.125%
HK$6,454
baseline
▲ 0.50% · 4.625%
HK$6,795
+HK$341/mo
Deposit HK$134K · loan HK$1.21M · min. income ≈ HK$12,908/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).