▼ 0.50% · 3.625%
HK$2,769
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,855
−HK$87/mo
Today · 4.125%
HK$2,942
baseline
▲ 0.50% · 4.625%
HK$3,121
+HK$179/mo
Deposit HK$607K · loan HK$607K · min. income ≈ HK$5,884/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,080
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,163
−HK$84/mo
Today · 4.125%
HK$3,247
baseline
▲ 0.50% · 4.625%
HK$3,418
+HK$171/mo
Deposit HK$607K · loan HK$607K · min. income ≈ HK$6,494/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,046
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,140
−HK$97/mo
Today · 4.125%
HK$3,237
baseline
▲ 0.50% · 4.625%
HK$3,434
+HK$197/mo
Deposit HK$546K · loan HK$668K · min. income ≈ HK$6,474/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,388
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,479
−HK$92/mo
Today · 4.125%
HK$3,571
baseline
▲ 0.50% · 4.625%
HK$3,760
+HK$189/mo
Deposit HK$546K · loan HK$668K · min. income ≈ HK$7,142/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,323
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,426
−HK$105/mo
Today · 4.125%
HK$3,531
baseline
▲ 0.50% · 4.625%
HK$3,746
+HK$215/mo
Deposit HK$486K · loan HK$729K · min. income ≈ HK$7,062/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,696
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,795
−HK$101/mo
Today · 4.125%
HK$3,896
baseline
▲ 0.50% · 4.625%
HK$4,101
+HK$205/mo
Deposit HK$486K · loan HK$729K · min. income ≈ HK$7,792/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,599
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,711
−HK$114/mo
Today · 4.125%
HK$3,825
baseline
▲ 0.50% · 4.625%
HK$4,058
+HK$233/mo
Deposit HK$425K · loan HK$789K · min. income ≈ HK$7,650/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,004
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,112
−HK$109/mo
Today · 4.125%
HK$4,221
baseline
▲ 0.50% · 4.625%
HK$4,443
+HK$222/mo
Deposit HK$425K · loan HK$789K · min. income ≈ HK$8,442/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,876
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,997
−HK$122/mo
Today · 4.125%
HK$4,119
baseline
▲ 0.50% · 4.625%
HK$4,370
+HK$251/mo
Deposit HK$364K · loan HK$850K · min. income ≈ HK$8,238/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,312
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,428
−HK$117/mo
Today · 4.125%
HK$4,545
baseline
▲ 0.50% · 4.625%
HK$4,785
+HK$240/mo
Deposit HK$364K · loan HK$850K · min. income ≈ HK$9,090/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,153
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,282
−HK$132/mo
Today · 4.125%
HK$4,414
baseline
▲ 0.50% · 4.625%
HK$4,682
+HK$268/mo
Deposit HK$304K · loan HK$911K · min. income ≈ HK$8,828/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,620
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,744
−HK$126/mo
Today · 4.125%
HK$4,870
baseline
▲ 0.50% · 4.625%
HK$5,127
+HK$257/mo
Deposit HK$304K · loan HK$911K · min. income ≈ HK$9,740/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,430
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,568
−HK$140/mo
Today · 4.125%
HK$4,708
baseline
▲ 0.50% · 4.625%
HK$4,994
+HK$286/mo
Deposit HK$243K · loan HK$971K · min. income ≈ HK$9,416/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,928
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,061
−HK$134/mo
Today · 4.125%
HK$5,195
baseline
▲ 0.50% · 4.625%
HK$5,468
+HK$273/mo
Deposit HK$243K · loan HK$971K · min. income ≈ HK$10,390/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,707
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,853
−HK$149/mo
Today · 4.125%
HK$5,002
baseline
▲ 0.50% · 4.625%
HK$5,306
+HK$304/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$10,004/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,236
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,377
−HK$142/mo
Today · 4.125%
HK$5,519
baseline
▲ 0.50% · 4.625%
HK$5,810
+HK$291/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$11,038/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,984
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,139
−HK$157/mo
Today · 4.125%
HK$5,296
baseline
▲ 0.50% · 4.625%
HK$5,619
+HK$323/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$10,592/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,544
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,693
−HK$151/mo
Today · 4.125%
HK$5,844
baseline
▲ 0.50% · 4.625%
HK$6,152
+HK$308/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$11,688/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).