▼ 0.50% · 3.625%
HK$2,463
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,539
−HK$78/mo
Today · 4.125%
HK$2,617
baseline
▲ 0.50% · 4.625%
HK$2,776
+HK$159/mo
Deposit HK$540K · loan HK$540K · min. income ≈ HK$5,234/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,740
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,813
−HK$75/mo
Today · 4.125%
HK$2,888
baseline
▲ 0.50% · 4.625%
HK$3,040
+HK$152/mo
Deposit HK$540K · loan HK$540K · min. income ≈ HK$5,776/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,709
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,793
−HK$86/mo
Today · 4.125%
HK$2,879
baseline
▲ 0.50% · 4.625%
HK$3,054
+HK$175/mo
Deposit HK$486K · loan HK$594K · min. income ≈ HK$5,758/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,014
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,095
−HK$82/mo
Today · 4.125%
HK$3,177
baseline
▲ 0.50% · 4.625%
HK$3,344
+HK$167/mo
Deposit HK$486K · loan HK$594K · min. income ≈ HK$6,354/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,955
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,047
−HK$94/mo
Today · 4.125%
HK$3,141
baseline
▲ 0.50% · 4.625%
HK$3,332
+HK$191/mo
Deposit HK$432K · loan HK$648K · min. income ≈ HK$6,282/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,288
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,376
−HK$89/mo
Today · 4.125%
HK$3,465
baseline
▲ 0.50% · 4.625%
HK$3,648
+HK$183/mo
Deposit HK$432K · loan HK$648K · min. income ≈ HK$6,930/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,202
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,301
−HK$101/mo
Today · 4.125%
HK$3,402
baseline
▲ 0.50% · 4.625%
HK$3,609
+HK$207/mo
Deposit HK$378K · loan HK$702K · min. income ≈ HK$6,804/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,562
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,657
−HK$97/mo
Today · 4.125%
HK$3,754
baseline
▲ 0.50% · 4.625%
HK$3,952
+HK$198/mo
Deposit HK$378K · loan HK$702K · min. income ≈ HK$7,508/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,448
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,555
−HK$109/mo
Today · 4.125%
HK$3,664
baseline
▲ 0.50% · 4.625%
HK$3,887
+HK$223/mo
Deposit HK$324K · loan HK$756K · min. income ≈ HK$7,328/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,836
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,939
−HK$104/mo
Today · 4.125%
HK$4,043
baseline
▲ 0.50% · 4.625%
HK$4,256
+HK$213/mo
Deposit HK$324K · loan HK$756K · min. income ≈ HK$8,086/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,694
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,809
−HK$117/mo
Today · 4.125%
HK$3,926
baseline
▲ 0.50% · 4.625%
HK$4,165
+HK$239/mo
Deposit HK$270K · loan HK$810K · min. income ≈ HK$7,852/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,110
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,220
−HK$112/mo
Today · 4.125%
HK$4,332
baseline
▲ 0.50% · 4.625%
HK$4,560
+HK$228/mo
Deposit HK$270K · loan HK$810K · min. income ≈ HK$8,664/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,940
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,063
−HK$124/mo
Today · 4.125%
HK$4,187
baseline
▲ 0.50% · 4.625%
HK$4,442
+HK$255/mo
Deposit HK$216K · loan HK$864K · min. income ≈ HK$8,374/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,384
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,501
−HK$119/mo
Today · 4.125%
HK$4,620
baseline
▲ 0.50% · 4.625%
HK$4,864
+HK$244/mo
Deposit HK$216K · loan HK$864K · min. income ≈ HK$9,240/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,187
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,317
−HK$132/mo
Today · 4.125%
HK$4,449
baseline
▲ 0.50% · 4.625%
HK$4,720
+HK$271/mo
Deposit HK$162K · loan HK$918K · min. income ≈ HK$8,898/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,658
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,782
−HK$127/mo
Today · 4.125%
HK$4,909
baseline
▲ 0.50% · 4.625%
HK$5,168
+HK$259/mo
Deposit HK$162K · loan HK$918K · min. income ≈ HK$9,818/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,433
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,571
−HK$140/mo
Today · 4.125%
HK$4,711
baseline
▲ 0.50% · 4.625%
HK$4,998
+HK$287/mo
Deposit HK$108K · loan HK$972K · min. income ≈ HK$9,422/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,932
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,064
−HK$134/mo
Today · 4.125%
HK$5,198
baseline
▲ 0.50% · 4.625%
HK$5,472
+HK$274/mo
Deposit HK$108K · loan HK$972K · min. income ≈ HK$10,396/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).