▼ 0.50% · 3.625%
HK$2,348
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,421
−HK$75/mo
Today · 4.125%
HK$2,496
baseline
▲ 0.50% · 4.625%
HK$2,647
+HK$151/mo
Deposit HK$515K · loan HK$515K · min. income ≈ HK$4,992/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,612
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,682
−HK$72/mo
Today · 4.125%
HK$2,754
baseline
▲ 0.50% · 4.625%
HK$2,899
+HK$145/mo
Deposit HK$515K · loan HK$515K · min. income ≈ HK$5,508/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,583
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,663
−HK$82/mo
Today · 4.125%
HK$2,745
baseline
▲ 0.50% · 4.625%
HK$2,912
+HK$167/mo
Deposit HK$463K · loan HK$566K · min. income ≈ HK$5,490/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,874
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,951
−HK$78/mo
Today · 4.125%
HK$3,029
baseline
▲ 0.50% · 4.625%
HK$3,189
+HK$160/mo
Deposit HK$463K · loan HK$566K · min. income ≈ HK$6,058/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,818
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,906
−HK$89/mo
Today · 4.125%
HK$2,995
baseline
▲ 0.50% · 4.625%
HK$3,177
+HK$182/mo
Deposit HK$412K · loan HK$618K · min. income ≈ HK$5,990/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,135
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,219
−HK$85/mo
Today · 4.125%
HK$3,304
baseline
▲ 0.50% · 4.625%
HK$3,478
+HK$174/mo
Deposit HK$412K · loan HK$618K · min. income ≈ HK$6,608/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,053
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,148
−HK$96/mo
Today · 4.125%
HK$3,244
baseline
▲ 0.50% · 4.625%
HK$3,442
+HK$198/mo
Deposit HK$360K · loan HK$669K · min. income ≈ HK$6,488/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,396
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,487
−HK$93/mo
Today · 4.125%
HK$3,580
baseline
▲ 0.50% · 4.625%
HK$3,768
+HK$188/mo
Deposit HK$360K · loan HK$669K · min. income ≈ HK$7,160/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,288
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,390
−HK$104/mo
Today · 4.125%
HK$3,494
baseline
▲ 0.50% · 4.625%
HK$3,706
+HK$212/mo
Deposit HK$309K · loan HK$721K · min. income ≈ HK$6,988/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,657
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,755
−HK$100/mo
Today · 4.125%
HK$3,855
baseline
▲ 0.50% · 4.625%
HK$4,058
+HK$203/mo
Deposit HK$309K · loan HK$721K · min. income ≈ HK$7,710/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,522
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,632
−HK$111/mo
Today · 4.125%
HK$3,743
baseline
▲ 0.50% · 4.625%
HK$3,971
+HK$228/mo
Deposit HK$257K · loan HK$772K · min. income ≈ HK$7,486/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,919
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,024
−HK$106/mo
Today · 4.125%
HK$4,130
baseline
▲ 0.50% · 4.625%
HK$4,348
+HK$218/mo
Deposit HK$257K · loan HK$772K · min. income ≈ HK$8,260/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,757
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,874
−HK$119/mo
Today · 4.125%
HK$3,993
baseline
▲ 0.50% · 4.625%
HK$4,236
+HK$243/mo
Deposit HK$206K · loan HK$824K · min. income ≈ HK$7,986/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,180
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,292
−HK$114/mo
Today · 4.125%
HK$4,406
baseline
▲ 0.50% · 4.625%
HK$4,638
+HK$232/mo
Deposit HK$206K · loan HK$824K · min. income ≈ HK$8,812/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,992
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,116
−HK$126/mo
Today · 4.125%
HK$4,242
baseline
▲ 0.50% · 4.625%
HK$4,500
+HK$258/mo
Deposit HK$154K · loan HK$875K · min. income ≈ HK$8,484/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,441
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,560
−HK$121/mo
Today · 4.125%
HK$4,681
baseline
▲ 0.50% · 4.625%
HK$4,928
+HK$247/mo
Deposit HK$154K · loan HK$875K · min. income ≈ HK$9,362/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,227
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,358
−HK$134/mo
Today · 4.125%
HK$4,492
baseline
▲ 0.50% · 4.625%
HK$4,765
+HK$273/mo
Deposit HK$103K · loan HK$927K · min. income ≈ HK$8,984/mo (50% DSR)
Upfront cash ≈ HK$103K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,702
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,828
−HK$128/mo
Today · 4.125%
HK$4,956
baseline
▲ 0.50% · 4.625%
HK$5,218
+HK$262/mo
Deposit HK$103K · loan HK$927K · min. income ≈ HK$9,912/mo (50% DSR)
Upfront cash ≈ HK$103K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).