▼ 0.50% · 3.625%
HK$3,207
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,306
−HK$102/mo
Today · 4.125%
HK$3,408
baseline
▲ 0.50% · 4.625%
HK$3,615
+HK$207/mo
Deposit HK$703K · loan HK$703K · min. income ≈ HK$6,816/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,567
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,663
−HK$97/mo
Today · 4.125%
HK$3,760
baseline
▲ 0.50% · 4.625%
HK$3,958
+HK$198/mo
Deposit HK$703K · loan HK$703K · min. income ≈ HK$7,520/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,527
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,637
−HK$111/mo
Today · 4.125%
HK$3,748
baseline
▲ 0.50% · 4.625%
HK$3,976
+HK$228/mo
Deposit HK$633K · loan HK$773K · min. income ≈ HK$7,496/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,924
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,029
−HK$107/mo
Today · 4.125%
HK$4,136
baseline
▲ 0.50% · 4.625%
HK$4,354
+HK$218/mo
Deposit HK$633K · loan HK$773K · min. income ≈ HK$8,272/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,848
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,968
−HK$121/mo
Today · 4.125%
HK$4,089
baseline
▲ 0.50% · 4.625%
HK$4,338
+HK$249/mo
Deposit HK$562K · loan HK$844K · min. income ≈ HK$8,178/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,281
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,396
−HK$116/mo
Today · 4.125%
HK$4,512
baseline
▲ 0.50% · 4.625%
HK$4,750
+HK$238/mo
Deposit HK$562K · loan HK$844K · min. income ≈ HK$9,024/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,169
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,298
−HK$132/mo
Today · 4.125%
HK$4,430
baseline
▲ 0.50% · 4.625%
HK$4,699
+HK$269/mo
Deposit HK$492K · loan HK$914K · min. income ≈ HK$8,860/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,637
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,762
−HK$126/mo
Today · 4.125%
HK$4,888
baseline
▲ 0.50% · 4.625%
HK$5,146
+HK$258/mo
Deposit HK$492K · loan HK$914K · min. income ≈ HK$9,776/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,489
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,629
−HK$142/mo
Today · 4.125%
HK$4,771
baseline
▲ 0.50% · 4.625%
HK$5,061
+HK$290/mo
Deposit HK$422K · loan HK$984K · min. income ≈ HK$9,542/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,994
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,128
−HK$136/mo
Today · 4.125%
HK$5,264
baseline
▲ 0.50% · 4.625%
HK$5,541
+HK$277/mo
Deposit HK$422K · loan HK$984K · min. income ≈ HK$10,528/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,810
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,959
−HK$152/mo
Today · 4.125%
HK$5,111
baseline
▲ 0.50% · 4.625%
HK$5,422
+HK$311/mo
Deposit HK$352K · loan HK$1.05M · min. income ≈ HK$10,222/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,351
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,494
−HK$146/mo
Today · 4.125%
HK$5,640
baseline
▲ 0.50% · 4.625%
HK$5,937
+HK$297/mo
Deposit HK$352K · loan HK$1.05M · min. income ≈ HK$11,280/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,130
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,290
−HK$162/mo
Today · 4.125%
HK$5,452
baseline
▲ 0.50% · 4.625%
HK$5,784
+HK$332/mo
Deposit HK$281K · loan HK$1.12M · min. income ≈ HK$10,904/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,708
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,861
−HK$155/mo
Today · 4.125%
HK$6,016
baseline
▲ 0.50% · 4.625%
HK$6,333
+HK$317/mo
Deposit HK$281K · loan HK$1.12M · min. income ≈ HK$12,032/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,451
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,621
−HK$172/mo
Today · 4.125%
HK$5,793
baseline
▲ 0.50% · 4.625%
HK$6,145
+HK$352/mo
Deposit HK$211K · loan HK$1.20M · min. income ≈ HK$11,586/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,064
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,227
−HK$165/mo
Today · 4.125%
HK$6,392
baseline
▲ 0.50% · 4.625%
HK$6,729
+HK$337/mo
Deposit HK$211K · loan HK$1.20M · min. income ≈ HK$12,784/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,772
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,951
−HK$183/mo
Today · 4.125%
HK$6,134
baseline
▲ 0.50% · 4.625%
HK$6,507
+HK$373/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$12,268/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,421
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,593
−HK$175/mo
Today · 4.125%
HK$6,768
baseline
▲ 0.50% · 4.625%
HK$7,125
+HK$357/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$13,536/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).