▼ 0.50% · 3.625%
HK$3,825
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,944
−HK$121/mo
Today · 4.125%
HK$4,065
baseline
▲ 0.50% · 4.625%
HK$4,313
+HK$248/mo
Deposit HK$839K · loan HK$839K · min. income ≈ HK$8,130/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,256
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,370
−HK$116/mo
Today · 4.125%
HK$4,486
baseline
▲ 0.50% · 4.625%
HK$4,722
+HK$236/mo
Deposit HK$839K · loan HK$839K · min. income ≈ HK$8,972/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,208
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,339
−HK$133/mo
Today · 4.125%
HK$4,472
baseline
▲ 0.50% · 4.625%
HK$4,744
+HK$272/mo
Deposit HK$755K · loan HK$923K · min. income ≈ HK$8,944/mo (50% DSR)
Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,681
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,807
−HK$127/mo
Today · 4.125%
HK$4,934
baseline
▲ 0.50% · 4.625%
HK$5,194
+HK$260/mo
Deposit HK$755K · loan HK$923K · min. income ≈ HK$9,868/mo (50% DSR)
Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,591
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,733
−HK$145/mo
Today · 4.125%
HK$4,878
baseline
▲ 0.50% · 4.625%
HK$5,175
+HK$297/mo
Deposit HK$671K · loan HK$1.01M · min. income ≈ HK$9,756/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,107
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,244
−HK$139/mo
Today · 4.125%
HK$5,383
baseline
▲ 0.50% · 4.625%
HK$5,667
+HK$284/mo
Deposit HK$671K · loan HK$1.01M · min. income ≈ HK$10,766/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,973
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,128
−HK$157/mo
Today · 4.125%
HK$5,285
baseline
▲ 0.50% · 4.625%
HK$5,606
+HK$321/mo
Deposit HK$587K · loan HK$1.09M · min. income ≈ HK$10,570/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,532
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,681
−HK$150/mo
Today · 4.125%
HK$5,831
baseline
▲ 0.50% · 4.625%
HK$6,139
+HK$308/mo
Deposit HK$587K · loan HK$1.09M · min. income ≈ HK$11,662/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,356
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,522
−HK$169/mo
Today · 4.125%
HK$5,691
baseline
▲ 0.50% · 4.625%
HK$6,038
+HK$347/mo
Deposit HK$503K · loan HK$1.17M · min. income ≈ HK$11,382/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,958
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,118
−HK$162/mo
Today · 4.125%
HK$6,280
baseline
▲ 0.50% · 4.625%
HK$6,611
+HK$331/mo
Deposit HK$503K · loan HK$1.17M · min. income ≈ HK$12,560/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,738
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,917
−HK$181/mo
Today · 4.125%
HK$6,098
baseline
▲ 0.50% · 4.625%
HK$6,469
+HK$371/mo
Deposit HK$419K · loan HK$1.26M · min. income ≈ HK$12,196/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,384
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,555
−HK$174/mo
Today · 4.125%
HK$6,729
baseline
▲ 0.50% · 4.625%
HK$7,083
+HK$354/mo
Deposit HK$419K · loan HK$1.26M · min. income ≈ HK$13,458/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,121
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,311
−HK$194/mo
Today · 4.125%
HK$6,505
baseline
▲ 0.50% · 4.625%
HK$6,900
+HK$395/mo
Deposit HK$336K · loan HK$1.34M · min. income ≈ HK$13,010/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,809
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,992
−HK$185/mo
Today · 4.125%
HK$7,177
baseline
▲ 0.50% · 4.625%
HK$7,555
+HK$378/mo
Deposit HK$336K · loan HK$1.34M · min. income ≈ HK$14,354/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,503
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,706
−HK$205/mo
Today · 4.125%
HK$6,911
baseline
▲ 0.50% · 4.625%
HK$7,332
+HK$421/mo
Deposit HK$252K · loan HK$1.43M · min. income ≈ HK$13,822/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,235
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,429
−HK$197/mo
Today · 4.125%
HK$7,626
baseline
▲ 0.50% · 4.625%
HK$8,028
+HK$402/mo
Deposit HK$252K · loan HK$1.43M · min. income ≈ HK$15,252/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,886
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,100
−HK$218/mo
Today · 4.125%
HK$7,318
baseline
▲ 0.50% · 4.625%
HK$7,763
+HK$445/mo
Deposit HK$168K · loan HK$1.51M · min. income ≈ HK$14,636/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,660
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,866
−HK$208/mo
Today · 4.125%
HK$8,074
baseline
▲ 0.50% · 4.625%
HK$8,500
+HK$426/mo
Deposit HK$168K · loan HK$1.51M · min. income ≈ HK$16,148/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).