▼ 0.50% · 3.625%
HK$2,856
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,945
−HK$90/mo
Today · 4.125%
HK$3,035
baseline
▲ 0.50% · 4.625%
HK$3,220
+HK$185/mo
Deposit HK$626K · loan HK$626K · min. income ≈ HK$6,070/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,178
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,263
−HK$86/mo
Today · 4.125%
HK$3,349
baseline
▲ 0.50% · 4.625%
HK$3,526
+HK$177/mo
Deposit HK$626K · loan HK$626K · min. income ≈ HK$6,698/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,142
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,240
−HK$99/mo
Today · 4.125%
HK$3,339
baseline
▲ 0.50% · 4.625%
HK$3,542
+HK$203/mo
Deposit HK$564K · loan HK$689K · min. income ≈ HK$6,678/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,495
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,589
−HK$95/mo
Today · 4.125%
HK$3,684
baseline
▲ 0.50% · 4.625%
HK$3,878
+HK$194/mo
Deposit HK$564K · loan HK$689K · min. income ≈ HK$7,368/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,427
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,534
−HK$108/mo
Today · 4.125%
HK$3,642
baseline
▲ 0.50% · 4.625%
HK$3,864
+HK$222/mo
Deposit HK$501K · loan HK$752K · min. income ≈ HK$7,284/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,813
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,915
−HK$104/mo
Today · 4.125%
HK$4,019
baseline
▲ 0.50% · 4.625%
HK$4,231
+HK$212/mo
Deposit HK$501K · loan HK$752K · min. income ≈ HK$8,038/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,713
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,829
−HK$117/mo
Today · 4.125%
HK$3,946
baseline
▲ 0.50% · 4.625%
HK$4,186
+HK$240/mo
Deposit HK$438K · loan HK$814K · min. income ≈ HK$7,892/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,131
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,242
−HK$112/mo
Today · 4.125%
HK$4,354
baseline
▲ 0.50% · 4.625%
HK$4,583
+HK$229/mo
Deposit HK$438K · loan HK$814K · min. income ≈ HK$8,708/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,999
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,123
−HK$126/mo
Today · 4.125%
HK$4,249
baseline
▲ 0.50% · 4.625%
HK$4,508
+HK$259/mo
Deposit HK$376K · loan HK$877K · min. income ≈ HK$8,498/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,449
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,568
−HK$121/mo
Today · 4.125%
HK$4,689
baseline
▲ 0.50% · 4.625%
HK$4,936
+HK$247/mo
Deposit HK$376K · loan HK$877K · min. income ≈ HK$9,378/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,284
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,418
−HK$135/mo
Today · 4.125%
HK$4,553
baseline
▲ 0.50% · 4.625%
HK$4,830
+HK$277/mo
Deposit HK$313K · loan HK$939K · min. income ≈ HK$9,106/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,766
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,894
−HK$130/mo
Today · 4.125%
HK$5,024
baseline
▲ 0.50% · 4.625%
HK$5,289
+HK$265/mo
Deposit HK$313K · loan HK$939K · min. income ≈ HK$10,048/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,570
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,712
−HK$145/mo
Today · 4.125%
HK$4,857
baseline
▲ 0.50% · 4.625%
HK$5,152
+HK$295/mo
Deposit HK$251K · loan HK$1.00M · min. income ≈ HK$9,714/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,084
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,220
−HK$139/mo
Today · 4.125%
HK$5,359
baseline
▲ 0.50% · 4.625%
HK$5,641
+HK$282/mo
Deposit HK$251K · loan HK$1.00M · min. income ≈ HK$10,718/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,856
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,007
−HK$153/mo
Today · 4.125%
HK$5,160
baseline
▲ 0.50% · 4.625%
HK$5,474
+HK$314/mo
Deposit HK$188K · loan HK$1.06M · min. income ≈ HK$10,320/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,402
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,547
−HK$147/mo
Today · 4.125%
HK$5,694
baseline
▲ 0.50% · 4.625%
HK$5,994
+HK$300/mo
Deposit HK$188K · loan HK$1.06M · min. income ≈ HK$11,388/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,141
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,301
−HK$163/mo
Today · 4.125%
HK$5,464
baseline
▲ 0.50% · 4.625%
HK$5,796
+HK$332/mo
Deposit HK$125K · loan HK$1.13M · min. income ≈ HK$10,928/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,720
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,873
−HK$156/mo
Today · 4.125%
HK$6,029
baseline
▲ 0.50% · 4.625%
HK$6,346
+HK$317/mo
Deposit HK$125K · loan HK$1.13M · min. income ≈ HK$12,058/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).