▼ 0.50% · 3.625%
HK$2,893
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,983
−HK$92/mo
Today · 4.125%
HK$3,075
baseline
▲ 0.50% · 4.625%
HK$3,262
+HK$187/mo
Deposit HK$634K · loan HK$634K · min. income ≈ HK$6,150/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,219
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,305
−HK$88/mo
Today · 4.125%
HK$3,393
baseline
▲ 0.50% · 4.625%
HK$3,572
+HK$179/mo
Deposit HK$634K · loan HK$634K · min. income ≈ HK$6,786/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,183
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,282
−HK$100/mo
Today · 4.125%
HK$3,382
baseline
▲ 0.50% · 4.625%
HK$3,588
+HK$206/mo
Deposit HK$571K · loan HK$698K · min. income ≈ HK$6,764/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,541
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,636
−HK$96/mo
Today · 4.125%
HK$3,732
baseline
▲ 0.50% · 4.625%
HK$3,929
+HK$197/mo
Deposit HK$571K · loan HK$698K · min. income ≈ HK$7,464/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,472
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,580
−HK$110/mo
Today · 4.125%
HK$3,690
baseline
▲ 0.50% · 4.625%
HK$3,914
+HK$224/mo
Deposit HK$508K · loan HK$761K · min. income ≈ HK$7,380/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,863
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,966
−HK$105/mo
Today · 4.125%
HK$4,071
baseline
▲ 0.50% · 4.625%
HK$4,286
+HK$215/mo
Deposit HK$508K · loan HK$761K · min. income ≈ HK$8,142/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,761
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,878
−HK$119/mo
Today · 4.125%
HK$3,997
baseline
▲ 0.50% · 4.625%
HK$4,240
+HK$243/mo
Deposit HK$444K · loan HK$825K · min. income ≈ HK$7,994/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,184
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,297
−HK$114/mo
Today · 4.125%
HK$4,411
baseline
▲ 0.50% · 4.625%
HK$4,643
+HK$232/mo
Deposit HK$444K · loan HK$825K · min. income ≈ HK$8,822/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,051
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,177
−HK$128/mo
Today · 4.125%
HK$4,305
baseline
▲ 0.50% · 4.625%
HK$4,567
+HK$262/mo
Deposit HK$381K · loan HK$888K · min. income ≈ HK$8,610/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,506
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,627
−HK$123/mo
Today · 4.125%
HK$4,750
baseline
▲ 0.50% · 4.625%
HK$5,000
+HK$250/mo
Deposit HK$381K · loan HK$888K · min. income ≈ HK$9,500/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,340
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,475
−HK$137/mo
Today · 4.125%
HK$4,612
baseline
▲ 0.50% · 4.625%
HK$4,893
+HK$281/mo
Deposit HK$317K · loan HK$952K · min. income ≈ HK$9,224/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,828
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,958
−HK$131/mo
Today · 4.125%
HK$5,089
baseline
▲ 0.50% · 4.625%
HK$5,357
+HK$268/mo
Deposit HK$317K · loan HK$952K · min. income ≈ HK$10,178/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,629
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,773
−HK$147/mo
Today · 4.125%
HK$4,920
baseline
▲ 0.50% · 4.625%
HK$5,219
+HK$299/mo
Deposit HK$254K · loan HK$1.02M · min. income ≈ HK$9,840/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,150
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,288
−HK$140/mo
Today · 4.125%
HK$5,428
baseline
▲ 0.50% · 4.625%
HK$5,714
+HK$286/mo
Deposit HK$254K · loan HK$1.02M · min. income ≈ HK$10,856/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,919
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,072
−HK$155/mo
Today · 4.125%
HK$5,227
baseline
▲ 0.50% · 4.625%
HK$5,545
+HK$318/mo
Deposit HK$190K · loan HK$1.08M · min. income ≈ HK$10,454/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,472
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,619
−HK$149/mo
Today · 4.125%
HK$5,768
baseline
▲ 0.50% · 4.625%
HK$6,072
+HK$304/mo
Deposit HK$190K · loan HK$1.08M · min. income ≈ HK$11,536/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,208
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,370
−HK$165/mo
Today · 4.125%
HK$5,535
baseline
▲ 0.50% · 4.625%
HK$5,871
+HK$336/mo
Deposit HK$127K · loan HK$1.14M · min. income ≈ HK$11,070/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,794
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,949
−HK$158/mo
Today · 4.125%
HK$6,107
baseline
▲ 0.50% · 4.625%
HK$6,429
+HK$322/mo
Deposit HK$127K · loan HK$1.14M · min. income ≈ HK$12,214/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).