▼ 0.50% · 3.625%
HK$1,549
−HK$97/mo
▼ 0.25% · 3.875%
HK$1,598
−HK$48/mo
Today · 4.125%
HK$1,646
baseline
▲ 0.50% · 4.625%
HK$1,747
+HK$101/mo
Deposit HK$340K · loan HK$340K · min. income ≈ HK$3,292/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,724
−HK$93/mo
▼ 0.25% · 3.875%
HK$1,770
−HK$47/mo
Today · 4.125%
HK$1,817
baseline
▲ 0.50% · 4.625%
HK$1,912
+HK$95/mo
Deposit HK$340K · loan HK$340K · min. income ≈ HK$3,634/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,704
−HK$107/mo
▼ 0.25% · 3.875%
HK$1,757
−HK$54/mo
Today · 4.125%
HK$1,811
baseline
▲ 0.50% · 4.625%
HK$1,921
+HK$110/mo
Deposit HK$306K · loan HK$374K · min. income ≈ HK$3,622/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,896
−HK$102/mo
▼ 0.25% · 3.875%
HK$1,947
−HK$51/mo
Today · 4.125%
HK$1,998
baseline
▲ 0.50% · 4.625%
HK$2,104
+HK$106/mo
Deposit HK$306K · loan HK$374K · min. income ≈ HK$3,996/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,859
−HK$117/mo
▼ 0.25% · 3.875%
HK$1,917
−HK$59/mo
Today · 4.125%
HK$1,976
baseline
▲ 0.50% · 4.625%
HK$2,096
+HK$120/mo
Deposit HK$272K · loan HK$408K · min. income ≈ HK$3,952/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,068
−HK$112/mo
▼ 0.25% · 3.875%
HK$2,124
−HK$56/mo
Today · 4.125%
HK$2,180
baseline
▲ 0.50% · 4.625%
HK$2,295
+HK$115/mo
Deposit HK$272K · loan HK$408K · min. income ≈ HK$4,360/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,014
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,077
−HK$63/mo
Today · 4.125%
HK$2,140
baseline
▲ 0.50% · 4.625%
HK$2,271
+HK$131/mo
Deposit HK$238K · loan HK$442K · min. income ≈ HK$4,280/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,241
−HK$121/mo
▼ 0.25% · 3.875%
HK$2,301
−HK$61/mo
Today · 4.125%
HK$2,362
baseline
▲ 0.50% · 4.625%
HK$2,486
+HK$124/mo
Deposit HK$238K · loan HK$442K · min. income ≈ HK$4,724/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,169
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,237
−HK$68/mo
Today · 4.125%
HK$2,305
baseline
▲ 0.50% · 4.625%
HK$2,445
+HK$140/mo
Deposit HK$204K · loan HK$476K · min. income ≈ HK$4,610/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,413
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,478
−HK$65/mo
Today · 4.125%
HK$2,543
baseline
▲ 0.50% · 4.625%
HK$2,677
+HK$134/mo
Deposit HK$204K · loan HK$476K · min. income ≈ HK$5,086/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,324
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,396
−HK$74/mo
Today · 4.125%
HK$2,470
baseline
▲ 0.50% · 4.625%
HK$2,620
+HK$150/mo
Deposit HK$170K · loan HK$510K · min. income ≈ HK$4,940/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,585
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,655
−HK$70/mo
Today · 4.125%
HK$2,725
baseline
▲ 0.50% · 4.625%
HK$2,869
+HK$144/mo
Deposit HK$170K · loan HK$510K · min. income ≈ HK$5,450/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,479
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,556
−HK$78/mo
Today · 4.125%
HK$2,634
baseline
▲ 0.50% · 4.625%
HK$2,795
+HK$161/mo
Deposit HK$136K · loan HK$544K · min. income ≈ HK$5,268/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,758
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,832
−HK$75/mo
Today · 4.125%
HK$2,907
baseline
▲ 0.50% · 4.625%
HK$3,060
+HK$153/mo
Deposit HK$136K · loan HK$544K · min. income ≈ HK$5,814/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,634
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,716
−HK$83/mo
Today · 4.125%
HK$2,799
baseline
▲ 0.50% · 4.625%
HK$2,969
+HK$170/mo
Deposit HK$102K · loan HK$578K · min. income ≈ HK$5,598/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,930
−HK$158/mo
▼ 0.25% · 3.875%
HK$3,009
−HK$79/mo
Today · 4.125%
HK$3,088
baseline
▲ 0.50% · 4.625%
HK$3,251
+HK$163/mo
Deposit HK$102K · loan HK$578K · min. income ≈ HK$6,176/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,789
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,876
−HK$88/mo
Today · 4.125%
HK$2,964
baseline
▲ 0.50% · 4.625%
HK$3,144
+HK$180/mo
Deposit HK$68K · loan HK$612K · min. income ≈ HK$5,928/mo (50% DSR)
Upfront cash ≈ HK$68K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,102
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,186
−HK$84/mo
Today · 4.125%
HK$3,270
baseline
▲ 0.50% · 4.625%
HK$3,442
+HK$172/mo
Deposit HK$68K · loan HK$612K · min. income ≈ HK$6,540/mo (50% DSR)
Upfront cash ≈ HK$68K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).