Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$207K, with repayments around HK$9,014/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$207K · loan HK$1.86M · min. income ≈ HK$18,028/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 79 schools within a 1 km walk.
Everyday convenience — 67 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 67 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- C
- Saleable Area
- 184 Saleable ft²
- Gross Area
- 282 ft²
- Efficiency
- 65%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-09-20 | HK$3.40M | +17.2% 3.7y · 5.0%/yr |
| 2018-01-05 | HK$2.90M | +89.5% 5.6y · 16.0%/yr |
| 2012-05-21 | HK$1.53M | +43.0% |
| 2010-11-18 | HK$1.07M | +11.5% |
| 2010-07-23 | HK$960K | +15.7% |
| 2010-06-18 | HK$830K | — |