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At today's rate and a 90% mortgage, the deposit on this unit is about HK$270K, with repayments around HK$11,795/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$270K · loan HK$2.43M · min. income ≈ HK$23,590/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 79 schools within a 1 km walk.
Everyday convenience — 67 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 67 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- A
- Saleable Area
- 245 Saleable ft²
- Gross Area
- 372 ft²
- Efficiency
- 66%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-23 | HK$2.88M | −30.9% 4.5y · −7.0%/yr |
| 2021-05-10 | HK$4.17M | +21.0% 3.7y · 6.0%/yr |
| 2017-08-17 | HK$3.44M | +21.7% 2.3y · 10.0%/yr |
| 2015-04-21 | HK$2.83M | +54.6% |
| 2012-08-31 | HK$1.83M | +105.6% |
| 2009-04-24 | HK$890K | — |