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At today's rate and a 90% mortgage, the deposit on this unit is about HK$305K, with repayments around HK$13,286/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$305K · loan HK$2.74M · min. income ≈ HK$26,572/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 79 schools within a 1 km walk.
Everyday convenience — 67 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 67 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- A
- Saleable Area
- 245 Saleable ft²
- Gross Area
- 372 ft²
- Efficiency
- 66%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-16 | HK$2.58M | −13.4% 9.0y · −1.0%/yr |
| 2016-11-09 | HK$2.98M | +134.6% 6.2y · 22.0%/yr |
| 2010-07-30 | HK$1.27M | +21.0% |
| 2010-06-21 | HK$1.05M | +41.9% |
| 2007-08-02 | HK$740K | −52.9% |
| 1997-07-18 | HK$1.57M | — |