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At today's rate and a 90% mortgage, the deposit on this unit is about HK$333K, with repayments around HK$14,507/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$333K · loan HK$2.99M · min. income ≈ HK$29,014/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 65 schools within a 1 km walk.
Everyday convenience — 63 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- A8
- Saleable Area
- 274 Saleable ft²
- Gross Area
- 345 ft²
- Efficiency
- 79%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2016-11-09 | HK$3.16M | +29.0% 3.2y · 9.0%/yr |
| 2013-09-06 | HK$2.45M | +91.4% |
| 2009-11-02 | HK$1.28M | +21.9% |
| 2008-04-10 | HK$1.05M | +22.1% |
| 2005-07-25 | HK$860K | +34.4% |
| 2004-12-24 | HK$640K | +0.0% |
| 2003-05-23 | HK$640K | +23.1% |
| 2002-06-28 | HK$520K | −40.9% |
| 1998-08-08 | HK$880K | −32.3% |
| 1997-04-07 | HK$1.30M | — |