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At today's rate and a 90% mortgage, the deposit on this unit is about HK$377K, with repayments around HK$16,458/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$377K · loan HK$3.40M · min. income ≈ HK$32,916/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 65 schools within a 1 km walk.
Everyday convenience — 63 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- A7
- Saleable Area
- 299 Saleable ft²
- Gross Area
- 384 ft²
- Efficiency
- 78%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-02-24 | HK$3.65M | −16.7% 6.9y · −2.0%/yr |
| 2018-04-25 | HK$4.38M | +130.5% 5.9y · 22.0%/yr |
| 2012-05-14 | HK$1.90M | +57.0% |
| 2009-01-07 | HK$1.21M | +23.5% |
| 2005-07-28 | HK$980K | — |