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At today's rate and a 90% mortgage, the deposit on this unit is about HK$214K, with repayments around HK$9,340/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$214K · loan HK$1.93M · min. income ≈ HK$18,680/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 82 schools within a 1 km walk.
Everyday convenience — 67 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- F
- Saleable Area
- 293 Saleable ft²
- Gross Area
- 400 ft²
- Efficiency
- 73%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-27 | HK$2.28M | −26.0% 5.1y · −5.0%/yr |
| 2020-06-05 | HK$3.08M | +21.4% 3.7y · 6.0%/yr |
| 2016-09-15 | HK$2.54M | +12.3% 3.6y · 3.0%/yr |
| 2013-02-27 | HK$2.26M | +53.7% |
| 2011-01-27 | HK$1.47M | +33.6% |
| 2009-09-29 | HK$1.10M | +12.2% |
| 2009-06-08 | HK$980K | +36.1% |
| 2007-04-27 | HK$720K | +18.0% |
| 2006-12-06 | HK$610K | +74.3% |
| 2003-03-14 | HK$350K | −60.2% |
| 1997-07-23 | HK$880K | — |