Skip to content
Crescira AVM · estimated value Medium confidence
HK$2.20M
≈ HK$8,084 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$220K, with repayments around HK$9,591/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$9,025
−HK$566/mo
▼ 0.25% · 3.875%
HK$9,305
−HK$286/mo
Today · 4.125%
HK$9,591
baseline
▲ 0.50% · 4.625%
HK$10,174
+HK$583/mo

Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,182/mo (50% DSR)

Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
1/F
Flat
H
Saleable Area
272 ft²
Gross Area
396 ft²
Efficiency
69%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2011-05-04 HK$1.52M +42.1%
2010-10-26 HK$1.07M +114.0%
2006-01-04 HK$500K +11.1%
2004-12-11 HK$450K −55.0%
1998-02-05 HK$1.00M +0.0%
1996-11-22 HK$1.00M +37.0%
1996-10-25 HK$730K +40.4%
1996-09-24 HK$520K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sham Shui Po
≈ 5 min walk · 389 m
Education
86
schools within 1 km (22 within 500 m)
Daily convenience
69
within 1 km (22 within 500 m)
Health
14
hospitals/clinics within 1 km
Recreation
84
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Sham Shui Po Station (a rail station within an 8-min walk earns this label).

Family-friendly — 86 schools within a 1 km walk.

Everyday convenience — 69 shopping and daily-needs spots nearby.

Healthcare close by — 14 hospitals/clinics within 1 km.

Green space & leisure — 84 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com