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At today's rate and a 90% mortgage, the deposit on this unit is about HK$254K, with repayments around HK$11,084/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$254K · loan HK$2.29M · min. income ≈ HK$22,168/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 82 schools within a 1 km walk.
Everyday convenience — 67 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- H
- Saleable Area
- 363 Saleable ft²
- Gross Area
- 500 ft²
- Efficiency
- 73%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-05-03 | HK$3.08M | +66.5% 4.8y · 14.0%/yr |
| 2016-06-28 | HK$1.85M | +122.9% 7.9y · 16.0%/yr |
| 2008-08-11 | HK$830K | +59.6% |
| 2005-12-07 | HK$520K | +8.3% |
| 2004-01-29 | HK$480K | +9.1% |
| 2003-10-30 | HK$440K | −12.0% |
| 2002-01-11 | HK$500K | −36.7% |
| 1996-09-10 | HK$790K | +16.2% |
| 1996-03-05 | HK$680K | — |