▼ 0.50% · 3.625%
HK$19,962
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,583
−HK$630/mo
Today · 4.125%
HK$21,213
baseline
▲ 0.50% · 4.625%
HK$22,504
+HK$1,291/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,426/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,207
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,803
−HK$604/mo
Today · 4.125%
HK$23,407
baseline
▲ 0.50% · 4.625%
HK$24,641
+HK$1,234/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,814/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,958
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,641
−HK$694/mo
Today · 4.125%
HK$23,335
baseline
▲ 0.50% · 4.625%
HK$24,755
+HK$1,420/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$46,670/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,428
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,083
−HK$665/mo
Today · 4.125%
HK$25,748
baseline
▲ 0.50% · 4.625%
HK$27,105
+HK$1,357/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$51,496/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,954
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,699
−HK$757/mo
Today · 4.125%
HK$25,456
baseline
▲ 0.50% · 4.625%
HK$27,005
+HK$1,549/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$50,912/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,649
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,363
−HK$725/mo
Today · 4.125%
HK$28,088
baseline
▲ 0.50% · 4.625%
HK$29,569
+HK$1,481/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$56,176/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,950
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,757
−HK$821/mo
Today · 4.125%
HK$27,578
baseline
▲ 0.50% · 4.625%
HK$29,256
+HK$1,678/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$55,156/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,869
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,644
−HK$785/mo
Today · 4.125%
HK$30,429
baseline
▲ 0.50% · 4.625%
HK$32,033
+HK$1,604/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$60,858/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,946
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,816
−HK$883/mo
Today · 4.125%
HK$29,699
baseline
▲ 0.50% · 4.625%
HK$31,506
+HK$1,807/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$59,398/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,090
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,924
−HK$846/mo
Today · 4.125%
HK$32,770
baseline
▲ 0.50% · 4.625%
HK$34,497
+HK$1,727/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$65,540/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,943
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,874
−HK$946/mo
Today · 4.125%
HK$31,820
baseline
▲ 0.50% · 4.625%
HK$33,756
+HK$1,936/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$63,640/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,311
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,204
−HK$906/mo
Today · 4.125%
HK$35,110
baseline
▲ 0.50% · 4.625%
HK$36,961
+HK$1,851/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$70,220/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,939
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,932
−HK$1,010/mo
Today · 4.125%
HK$33,942
baseline
▲ 0.50% · 4.625%
HK$36,007
+HK$2,065/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$67,884/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,531
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,484
−HK$967/mo
Today · 4.125%
HK$37,451
baseline
▲ 0.50% · 4.625%
HK$39,425
+HK$1,974/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$74,902/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,935
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,990
−HK$1,073/mo
Today · 4.125%
HK$36,063
baseline
▲ 0.50% · 4.625%
HK$38,257
+HK$2,194/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$72,126/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,752
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,765
−HK$1,027/mo
Today · 4.125%
HK$39,792
baseline
▲ 0.50% · 4.625%
HK$41,889
+HK$2,097/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$79,584/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,931
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,049
−HK$1,135/mo
Today · 4.125%
HK$38,184
baseline
▲ 0.50% · 4.625%
HK$40,508
+HK$2,324/mo
Deposit HK$875K · loan HK$7.88M · min. income ≈ HK$76,368/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,973
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,045
−HK$1,088/mo
Today · 4.125%
HK$42,133
baseline
▲ 0.50% · 4.625%
HK$44,353
+HK$2,220/mo
Deposit HK$875K · loan HK$7.88M · min. income ≈ HK$84,266/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,625 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).