▼ 0.50% · 3.625%
HK$19,588
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,197
−HK$619/mo
Today · 4.125%
HK$20,816
baseline
▲ 0.50% · 4.625%
HK$22,083
+HK$1,267/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,632/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,792
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,376
−HK$593/mo
Today · 4.125%
HK$22,969
baseline
▲ 0.50% · 4.625%
HK$24,180
+HK$1,211/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$45,938/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,547
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,217
−HK$681/mo
Today · 4.125%
HK$22,898
baseline
▲ 0.50% · 4.625%
HK$24,291
+HK$1,393/mo
Deposit HK$3.87M · loan HK$4.72M · min. income ≈ HK$45,796/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,971
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,614
−HK$652/mo
Today · 4.125%
HK$25,266
baseline
▲ 0.50% · 4.625%
HK$26,598
+HK$1,332/mo
Deposit HK$3.87M · loan HK$4.72M · min. income ≈ HK$50,532/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,506
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,237
−HK$743/mo
Today · 4.125%
HK$24,980
baseline
▲ 0.50% · 4.625%
HK$26,500
+HK$1,520/mo
Deposit HK$3.44M · loan HK$5.15M · min. income ≈ HK$49,960/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,150
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,851
−HK$712/mo
Today · 4.125%
HK$27,563
baseline
▲ 0.50% · 4.625%
HK$29,016
+HK$1,453/mo
Deposit HK$3.44M · loan HK$5.15M · min. income ≈ HK$55,126/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,465
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,257
−HK$804/mo
Today · 4.125%
HK$27,061
baseline
▲ 0.50% · 4.625%
HK$28,708
+HK$1,647/mo
Deposit HK$3.01M · loan HK$5.58M · min. income ≈ HK$54,122/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,329
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,089
−HK$771/mo
Today · 4.125%
HK$29,860
baseline
▲ 0.50% · 4.625%
HK$31,434
+HK$1,574/mo
Deposit HK$3.01M · loan HK$5.58M · min. income ≈ HK$59,720/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,423
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,276
−HK$867/mo
Today · 4.125%
HK$29,143
baseline
▲ 0.50% · 4.625%
HK$30,916
+HK$1,773/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$58,286/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,508
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,326
−HK$831/mo
Today · 4.125%
HK$32,157
baseline
▲ 0.50% · 4.625%
HK$33,852
+HK$1,695/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$64,314/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,382
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,296
−HK$929/mo
Today · 4.125%
HK$31,225
baseline
▲ 0.50% · 4.625%
HK$33,125
+HK$1,900/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$62,450/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,687
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,564
−HK$889/mo
Today · 4.125%
HK$34,453
baseline
▲ 0.50% · 4.625%
HK$36,270
+HK$1,817/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$68,906/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,341
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,316
−HK$990/mo
Today · 4.125%
HK$33,306
baseline
▲ 0.50% · 4.625%
HK$35,333
+HK$2,027/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$66,612/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,867
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,802
−HK$948/mo
Today · 4.125%
HK$36,750
baseline
▲ 0.50% · 4.625%
HK$38,687
+HK$1,937/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$73,500/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,300
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,336
−HK$1,052/mo
Today · 4.125%
HK$35,388
baseline
▲ 0.50% · 4.625%
HK$37,541
+HK$2,153/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$70,776/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,046
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,039
−HK$1,008/mo
Today · 4.125%
HK$39,047
baseline
▲ 0.50% · 4.625%
HK$41,105
+HK$2,058/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$78,094/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,259
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,355
−HK$1,115/mo
Today · 4.125%
HK$37,470
baseline
▲ 0.50% · 4.625%
HK$39,750
+HK$2,280/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$74,940/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,225
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,277
−HK$1,067/mo
Today · 4.125%
HK$41,344
baseline
▲ 0.50% · 4.625%
HK$43,523
+HK$2,179/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$82,688/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,710 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).