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Home Sham Shui Po District BANYAN GARDEN PHASE 3 TOWER 5

31/F E

in BANYAN GARDEN PHASE 3 TOWER 5

Sham Shui Po District · Kowloon

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Floor
8/F A 457 ft² 8/F B 577 ft² 8/F C 660 ft² 8/F D 499 ft² 8/F E 504 ft² 8/F F 658 ft² 8/F G 470 ft² 8/F H 461 ft² 9/F A 457 ft² 9/F B 577 ft² 9/F C 660 ft² 9/F D 511 ft² 9/F E 504 ft² 9/F F 658 ft² 9/F G 470 ft² 9/F H 461 ft² 10/F A 457 ft² 10/F B 577 ft² 10/F C 660 ft² 10/F D 499 ft² 10/F E 521 ft² 10/F F 658 ft² 10/F G 470 ft² 10/F H 477 ft² 11/F A 457 ft² 11/F B 577 ft² 11/F C 660 ft² 11/F D 511 ft² 11/F E 504 ft² 11/F F 658 ft² 11/F G 470 ft² 11/F H 477 ft² 12/F A 457 ft² 12/F B 595 ft² 12/F C 660 ft² 12/F D 511 ft² 12/F E 504 ft² 12/F F 658 ft² 12/F G 470 ft² 12/F H 461 ft² 15/F A 457 ft² 15/F B 595 ft² 15/F C 660 ft² 15/F D 499 ft² 15/F E 504 ft² 15/F F 658 ft² 15/F G 489 ft² 15/F H 461 ft² 16/F A 457 ft² 16/F B 577 ft² 16/F C 661 ft² 16/F D 499 ft² 16/F E 504 ft² 16/F F 658 ft² 16/F G 470 ft² 16/F H 461 ft² 17/F A 457 ft² 17/F B 595 ft² 17/F C 660 ft² 17/F D 499 ft² 17/F E 504 ft² 17/F F 658 ft² 17/F G 470 ft² 17/F H 477 ft² 18/F A 457 ft² 18/F B 577 ft² 18/F C 660 ft² 18/F D 511 ft² 18/F E 504 ft² 18/F F 658 ft² 18/F G 470 ft² 18/F H 461 ft² 19/F A 474 ft² 19/F B 595 ft² 19/F C 660 ft² 19/F D 511 ft² 19/F E 504 ft² 19/F F 658 ft² 19/F G 470 ft² 19/F H 477 ft² 20/F A 457 ft² 20/F B 595 ft² 20/F C 661 ft² 20/F D 511 ft² 20/F E 504 ft² 20/F F 658 ft² 20/F G 470 ft² 20/F H 461 ft² 21/F A 457 ft² 21/F B 577 ft² 21/F C 661 ft² 21/F D 499 ft² 21/F E 504 ft² 21/F F 658 ft² 21/F G 470 ft² 21/F H 461 ft² 22/F A 492 ft² 22/F B 611 ft² 22/F C 661 ft² 22/F D 535 ft² 22/F E 539 ft² 22/F F 658 ft² 22/F G 505 ft² 22/F H 496 ft² 23/F A 492 ft² 23/F B 611 ft² 23/F C 660 ft² 23/F D 535 ft² 23/F E 539 ft² 23/F F 658 ft² 23/F G 505 ft² 23/F H 490 ft² 25/F A 492 ft² 25/F B 611 ft² 25/F C 661 ft² 25/F D 535 ft² 25/F E 539 ft² 25/F F 658 ft² 25/F G 505 ft² 25/F H 496 ft² 26/F A 486 ft² 26/F B 611 ft² 26/F C 660 ft² 26/F D 535 ft² 26/F E 539 ft² 26/F F 658 ft² 26/F G 505 ft² 26/F H 490 ft² 27/F A 486 ft² 27/F C 661 ft² 27/F D 524 ft² 27/F E 539 ft² 27/F F 658 ft² 27/F G 505 ft² 27/F H 496 ft² 27/F B 611 ft² 28/F A 492 ft² 28/F B 611 ft² 28/F C 660 ft² 28/F D 535 ft² 28/F E 535 ft² 28/F F 658 ft² 28/F G 505 ft² 28/F H 490 ft² 29/F A 492 ft² 29/F B 611 ft² 29/F C 660 ft² 29/F D 535 ft² 29/F E 539 ft² 29/F F 658 ft² 29/F G 505 ft² 29/F H 490 ft² 30/F A 492 ft² 30/F B 610 ft² 30/F C 661 ft² 30/F D 524 ft² 30/F E 539 ft² 30/F F 658 ft² 30/F G 505 ft² 30/F H 496 ft² 31/F A 492 ft² 31/F B 611 ft² 31/F C 660 ft² 31/F D 535 ft² 31/F E 539 ft² 31/F F 658 ft² 31/F G 505 ft² 31/F H 490 ft² 33/F A 486 ft² 33/F B 610 ft² 33/F C 660 ft² 33/F D 535 ft² 33/F E 539 ft² 33/F F 658 ft² 33/F G 505 ft² 33/F H 490 ft² 35/F A 492 ft² 35/F B 611 ft² 35/F C 660 ft² 35/F D 535 ft² 35/F E 535 ft² 35/F F 658 ft² 35/F G 505 ft² 35/F H 490 ft² 36/F A 492 ft² 36/F B 611 ft² 36/F C 660 ft² 36/F D 535 ft² 36/F E 539 ft² 36/F F 658 ft² 36/F G 505 ft² 36/F H 496 ft² 37/F A 486 ft² 37/F B 611 ft² 37/F C 661 ft² 37/F D 524 ft² 37/F E 539 ft² 37/F F 658 ft² 37/F G 505 ft² 37/F H 490 ft² 38/F A 492 ft² 38/F B 611 ft² 38/F C 660 ft² 38/F D 535 ft² 38/F E 539 ft² 38/F F 658 ft² 38/F G 505 ft² 38/F H 496 ft² 39/F A 492 ft² 39/F B 611 ft² 39/F C 660 ft² 39/F D 535 ft² 39/F E 539 ft² 39/F F 658 ft² 39/F G 505 ft² 39/F H 496 ft² 40/F A 492 ft² 40/F B 610 ft² 40/F C 660 ft² 40/F D 535 ft² 40/F E 535 ft² 40/F F 658 ft² 40/F G 505 ft² 40/F H 496 ft² 41/F A 492 ft² 41/F B 610 ft² 41/F C 660 ft² 41/F D 535 ft² 41/F E 539 ft² 41/F F 658 ft² 41/F G 505 ft² 41/F H 490 ft² 42/F A 492 ft² 42/F B 611 ft² 42/F C 660 ft² 42/F D 524 ft² 42/F E 539 ft² 42/F F 658 ft² 42/F G 505 ft² 42/F H 490 ft² 43/F A 492 ft² 43/F B 611 ft² 43/F C 660 ft² 43/F D 535 ft² 43/F E 539 ft² 43/F F 658 ft² 43/F G 505 ft² 43/F H 496 ft² 45/F A 492 ft² 45/F B 611 ft² 45/F C 660 ft² 45/F D 535 ft² 45/F E 539 ft² 45/F F 658 ft² 45/F G 505 ft² 45/F H 496 ft² 46/F A 493 ft² 46/F B 611 ft² 46/F C 665 ft² 46/F D 538 ft² 46/F E 544 ft² 46/F F 663 ft² 46/F G 509 ft² 46/F H 497 ft² 47/F A 493 ft² 47/F B 611 ft² 47/F C 665 ft² 47/F D 538 ft² 47/F E 544 ft² 47/F F 663 ft² 47/F G 509 ft² 47/F H 497 ft² 48/F A 493 ft² 48/F B 610 ft² 48/F C 665 ft² 48/F D 538 ft² 48/F E 544 ft² 48/F F 663 ft² 48/F G 509 ft² 48/F H 497 ft² 49/F A 493 ft² 49/F B 611 ft² 49/F C 661 ft² 49/F D 538 ft² 49/F E 544 ft² 49/F F 663 ft² 49/F G 509 ft² 49/F H 497 ft² 50/F A 493 ft² 50/F B 611 ft² 50/F C 665 ft² 50/F D 538 ft² 50/F E 535 ft² 50/F F 658 ft² 50/F G 509 ft² 50/F H 497 ft² 51/F A 493 ft² 51/F B 611 ft² 51/F C 661 ft² 51/F D 538 ft² 51/F E 544 ft² 51/F F 658 ft² 51/F G 505 ft² 51/F H 497 ft² 52/F A 493 ft² 52/F B 610 ft² 52/F C 665 ft² 52/F D 538 ft² 52/F E 544 ft² 52/F F 658 ft² 52/F G 505 ft² 52/F H 497 ft² 53/F A 493 ft² 53/F B 610 ft² 53/F C 665 ft² 53/F D 538 ft² 53/F E 544 ft² 53/F F 663 ft² 53/F G 505 ft² 53/F H 497 ft² 55/F A 492 ft² 55/F B 611 ft² 55/F C 665 ft² 55/F D 537 ft² 55/F E 541 ft² 55/F F 663 ft² 55/F G 509 ft² 55/F H 495 ft² 56/F A 492 ft² 56/F B 610 ft² 56/F C 665 ft² 56/F D 524 ft² 56/F E 541 ft² 56/F F 663 ft² 56/F G 505 ft² 56/F H 495 ft² 57/F A 492 ft² 57/F B 611 ft² 57/F C 665 ft² 57/F D 524 ft² 57/F E 541 ft² 57/F F 663 ft² 57/F G 509 ft² 57/F H 495 ft² 58/F A 487 ft² 58/F B 611 ft² 58/F C 661 ft² 58/F D 537 ft² 58/F F 657 ft² 58/F G 509 ft² 58/F H 490 ft² 58/F E 541 ft² 59/F A 487 ft² 59/F B 610 ft² 59/F C 665 ft² 59/F D 537 ft² 59/F E 541 ft² 59/F F 663 ft² 59/F G 509 ft² 59/F H 495 ft² 60/F A 492 ft² 60/F B 611 ft² 60/F C 665 ft² 60/F D 537 ft² 60/F E 541 ft² 60/F F 663 ft² 60/F G 509 ft² 60/F H 495 ft²
Crescira AVM · estimated value ● Medium confidence
HK$8.80M
≈ HK$16,334 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$880K, with repayments around HK$38,402/mo for the first 5 years.

Open full planner → Compare mortgage offers →
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$36,136
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,260
−HK$1,142/mo
Today · 4.125%
HK$38,402
baseline
▲ 0.50% · 4.625%
HK$40,738
+HK$2,336/mo

Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$76,804/mo (50% DSR)

Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$264,121 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Lai Chi Kok
≈ 4 min walk · 305 m
Education
59
schools within 1 km (18 within 500 m)
Daily convenience
80
within 1 km (27 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
48
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Lai Chi Kok Station.

Family-friendly — 59 schools within a 1 km walk.

Everyday convenience — 80 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 48 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
31/F
Flat
E
Saleable Area
539 Saleable ft²
Gross Area
736 ft²
Efficiency
73%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2012-08-21 HK$5.31M +78.2%
2007-11-07 HK$2.98M +12.5%
2007-05-14 HK$2.65M +1.5%
2004-10-05 HK$2.61M +8.8%
2002-12-11 HK$2.40M —

Other appraised units in this building

8/F A
457 ft²
HK$7.48M
8/F B
577 ft²
HK$9.28M
8/F C
660 ft²
HK$10.61M
8/F D
499 ft²
HK$7.99M
8/F E
504 ft²
HK$8.00M
8/F F
658 ft²
HK$10.58M
Data sourced from Renavon.com