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At today's rate and a 90% mortgage, the deposit on this unit is about HK$763K, with repayments around HK$33,295/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$66,590/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,996 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Lai Chi Kok Station.
Family-friendly — 59 schools within a 1 km walk.
Everyday convenience — 80 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- G
- Saleable Area
- 470 Saleable ft²
- Gross Area
- 674 ft²
- Efficiency
- 70%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-14 | HK$6.65M | +5.6% 13.3y · 3.0%/yr |
| 2017-05-29 | HK$6.30M | +31.2% 4.7y · 7.0%/yr |
| 2012-09-11 | HK$4.80M | +44.1% |
| 2010-07-27 | HK$3.33M | +9.9% |
| 2009-12-16 | HK$3.03M | +27.3% |
| 2006-01-07 | HK$2.38M | +13.3% |
| 2002-12-11 | HK$2.10M | — |