▼ 0.50% · 3.625%
HK$21,402
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,067
−HK$677/mo
Today · 4.125%
HK$22,744
baseline
▲ 0.50% · 4.625%
HK$24,127
+HK$1,383/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,488/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$308,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,809
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,448
−HK$647/mo
Today · 4.125%
HK$25,095
baseline
▲ 0.50% · 4.625%
HK$26,418
+HK$1,323/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,190/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$308,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,542
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$24,274
−HK$744/mo
Today · 4.125%
HK$25,018
baseline
▲ 0.50% · 4.625%
HK$26,540
+HK$1,522/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$50,036/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$308,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,190
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,892
−HK$713/mo
Today · 4.125%
HK$27,605
baseline
▲ 0.50% · 4.625%
HK$29,060
+HK$1,455/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$55,210/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$308,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,682
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,481
−HK$811/mo
Today · 4.125%
HK$27,292
baseline
▲ 0.50% · 4.625%
HK$28,953
+HK$1,661/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$54,584/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$308,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,571
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,337
−HK$777/mo
Today · 4.125%
HK$30,114
baseline
▲ 0.50% · 4.625%
HK$31,702
+HK$1,588/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$60,228/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$308,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,822
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,687
−HK$880/mo
Today · 4.125%
HK$29,567
baseline
▲ 0.50% · 4.625%
HK$31,366
+HK$1,799/mo
Deposit HK$3.28M · loan HK$6.10M · min. income ≈ HK$59,134/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$308,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,952
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,782
−HK$842/mo
Today · 4.125%
HK$32,624
baseline
▲ 0.50% · 4.625%
HK$34,344
+HK$1,720/mo
Deposit HK$3.28M · loan HK$6.10M · min. income ≈ HK$65,248/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$308,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,962
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,894
−HK$947/mo
Today · 4.125%
HK$31,841
baseline
▲ 0.50% · 4.625%
HK$33,778
+HK$1,937/mo
Deposit HK$2.82M · loan HK$6.57M · min. income ≈ HK$63,682/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$308,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,333
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,227
−HK$906/mo
Today · 4.125%
HK$35,133
baseline
▲ 0.50% · 4.625%
HK$36,985
+HK$1,852/mo
Deposit HK$2.82M · loan HK$6.57M · min. income ≈ HK$70,266/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$308,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,102
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,101
−HK$1,014/mo
Today · 4.125%
HK$34,115
baseline
▲ 0.50% · 4.625%
HK$36,191
+HK$2,076/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$68,230/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$308,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,713
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,671
−HK$972/mo
Today · 4.125%
HK$37,643
baseline
▲ 0.50% · 4.625%
HK$39,627
+HK$1,984/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$75,286/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$308,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,242
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,308
−HK$1,082/mo
Today · 4.125%
HK$36,390
baseline
▲ 0.50% · 4.625%
HK$38,604
+HK$2,214/mo
Deposit HK$1.88M · loan HK$7.51M · min. income ≈ HK$72,780/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$308,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,094
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,116
−HK$1,036/mo
Today · 4.125%
HK$40,152
baseline
▲ 0.50% · 4.625%
HK$42,269
+HK$2,117/mo
Deposit HK$1.88M · loan HK$7.51M · min. income ≈ HK$80,304/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$308,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,383
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,514
−HK$1,150/mo
Today · 4.125%
HK$38,664
baseline
▲ 0.50% · 4.625%
HK$41,017
+HK$2,353/mo
Deposit HK$1.41M · loan HK$7.98M · min. income ≈ HK$77,328/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$308,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,475
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,561
−HK$1,101/mo
Today · 4.125%
HK$42,662
baseline
▲ 0.50% · 4.625%
HK$44,911
+HK$2,249/mo
Deposit HK$1.41M · loan HK$7.98M · min. income ≈ HK$85,324/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$308,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,523
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,721
−HK$1,217/mo
Today · 4.125%
HK$40,938
baseline
▲ 0.50% · 4.625%
HK$43,429
+HK$2,491/mo
Deposit HK$939K · loan HK$8.45M · min. income ≈ HK$81,876/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$308,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,856
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,006
−HK$1,166/mo
Today · 4.125%
HK$45,172
baseline
▲ 0.50% · 4.625%
HK$47,553
+HK$2,381/mo
Deposit HK$939K · loan HK$8.45M · min. income ≈ HK$90,344/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$308,557 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).