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At today's rate and a 90% mortgage, the deposit on this unit is about HK$993K, with repayments around HK$43,295/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$993K · loan HK$8.93M · min. income ≈ HK$86,590/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$362,579 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Lai Chi Kok Station.
Family-friendly — 60 schools within a 1 km walk.
Everyday convenience — 83 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- G
- Saleable Area
- 604 Saleable ft²
- Gross Area
- 807 ft²
- Efficiency
- 75%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-06 | HK$11.88M | +47.0% 5.6y · 8.0%/yr |
| 2016-02-25 | HK$8.08M | +27.2% 3.8y · 7.0%/yr |
| 2012-04-23 | HK$6.35M | +27.0% |
| 2010-07-14 | HK$5.00M | +19.6% |
| 2008-09-26 | HK$4.18M | +23.7% |
| 2005-04-12 | HK$3.38M | +30.0% |
| 2002-07-06 | HK$2.60M | — |