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At today's rate and a 90% mortgage, the deposit on this unit is about HK$762K, with repayments around HK$33,221/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$762K · loan HK$6.85M · min. income ≈ HK$66,442/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,486 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Lai Chi Kok Station.
Family-friendly — 60 schools within a 1 km walk.
Everyday convenience — 83 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- A
- Saleable Area
- 490 Saleable ft²
- Gross Area
- 643 ft²
- Efficiency
- 76%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-03-12 | HK$7.25M | +26.3% 8.0y · 3.0%/yr |
| 2016-03-23 | HK$5.74M | +51.1% 5.6y · 9.0%/yr |
| 2010-09-21 | HK$3.80M | +16.9% |
| 2010-01-15 | HK$3.25M | −2.4% |
| 2008-03-20 | HK$3.33M | +22.4% |
| 2007-12-21 | HK$2.72M | +47.0% |
| 2002-07-03 | HK$1.85M | — |