▼ 0.50% · 3.625%
HK$18,676
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$19,257
−HK$590/mo
Today · 4.125%
HK$19,847
baseline
▲ 0.50% · 4.625%
HK$21,055
+HK$1,208/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$39,694/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,777
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$21,334
−HK$566/mo
Today · 4.125%
HK$21,900
baseline
▲ 0.50% · 4.625%
HK$23,054
+HK$1,154/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$43,800/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,544
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,183
−HK$649/mo
Today · 4.125%
HK$21,832
baseline
▲ 0.50% · 4.625%
HK$23,161
+HK$1,329/mo
Deposit HK$3.69M · loan HK$4.50M · min. income ≈ HK$43,664/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,855
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,468
−HK$622/mo
Today · 4.125%
HK$24,090
baseline
▲ 0.50% · 4.625%
HK$25,359
+HK$1,269/mo
Deposit HK$3.69M · loan HK$4.50M · min. income ≈ HK$48,180/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,411
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,109
−HK$708/mo
Today · 4.125%
HK$23,817
baseline
▲ 0.50% · 4.625%
HK$25,266
+HK$1,449/mo
Deposit HK$3.28M · loan HK$4.91M · min. income ≈ HK$47,634/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,932
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,601
−HK$679/mo
Today · 4.125%
HK$26,280
baseline
▲ 0.50% · 4.625%
HK$27,665
+HK$1,385/mo
Deposit HK$3.28M · loan HK$4.91M · min. income ≈ HK$52,560/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,279
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,034
−HK$768/mo
Today · 4.125%
HK$25,802
baseline
▲ 0.50% · 4.625%
HK$27,372
+HK$1,570/mo
Deposit HK$2.87M · loan HK$5.32M · min. income ≈ HK$51,604/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,010
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,735
−HK$734/mo
Today · 4.125%
HK$28,469
baseline
▲ 0.50% · 4.625%
HK$29,970
+HK$1,501/mo
Deposit HK$2.87M · loan HK$5.32M · min. income ≈ HK$56,938/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,147
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,960
−HK$826/mo
Today · 4.125%
HK$27,786
baseline
▲ 0.50% · 4.625%
HK$29,477
+HK$1,691/mo
Deposit HK$2.46M · loan HK$5.73M · min. income ≈ HK$55,572/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,088
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,868
−HK$791/mo
Today · 4.125%
HK$30,659
baseline
▲ 0.50% · 4.625%
HK$32,276
+HK$1,617/mo
Deposit HK$2.46M · loan HK$5.73M · min. income ≈ HK$61,318/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,014
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,886
−HK$885/mo
Today · 4.125%
HK$29,771
baseline
▲ 0.50% · 4.625%
HK$31,583
+HK$1,812/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$59,542/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,166
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$32,001
−HK$848/mo
Today · 4.125%
HK$32,849
baseline
▲ 0.50% · 4.625%
HK$34,581
+HK$1,732/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$65,698/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,882
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,811
−HK$945/mo
Today · 4.125%
HK$31,756
baseline
▲ 0.50% · 4.625%
HK$33,688
+HK$1,932/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$63,512/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,243
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,135
−HK$904/mo
Today · 4.125%
HK$35,039
baseline
▲ 0.50% · 4.625%
HK$36,886
+HK$1,847/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$70,078/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,750
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,737
−HK$1,003/mo
Today · 4.125%
HK$33,740
baseline
▲ 0.50% · 4.625%
HK$35,794
+HK$2,054/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$67,480/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,321
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,268
−HK$961/mo
Today · 4.125%
HK$37,229
baseline
▲ 0.50% · 4.625%
HK$39,192
+HK$1,963/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$74,458/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,617
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,663
−HK$1,062/mo
Today · 4.125%
HK$35,725
baseline
▲ 0.50% · 4.625%
HK$37,899
+HK$2,174/mo
Deposit HK$819K · loan HK$7.37M · min. income ≈ HK$71,450/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,399
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,402
−HK$1,017/mo
Today · 4.125%
HK$39,419
baseline
▲ 0.50% · 4.625%
HK$41,497
+HK$2,078/mo
Deposit HK$819K · loan HK$7.37M · min. income ≈ HK$78,838/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,712 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).