▼ 0.50% · 3.625%
HK$20,551
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,190
−HK$650/mo
Today · 4.125%
HK$21,840
baseline
▲ 0.50% · 4.625%
HK$23,168
+HK$1,328/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,680/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,863
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,476
−HK$622/mo
Today · 4.125%
HK$24,098
baseline
▲ 0.50% · 4.625%
HK$25,368
+HK$1,270/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,196/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,606
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,309
−HK$715/mo
Today · 4.125%
HK$24,024
baseline
▲ 0.50% · 4.625%
HK$25,485
+HK$1,461/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$48,048/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,149
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,823
−HK$685/mo
Today · 4.125%
HK$26,508
baseline
▲ 0.50% · 4.625%
HK$27,905
+HK$1,397/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$53,016/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,661
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,428
−HK$779/mo
Today · 4.125%
HK$26,207
baseline
▲ 0.50% · 4.625%
HK$27,802
+HK$1,595/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$52,414/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,435
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,171
−HK$746/mo
Today · 4.125%
HK$28,917
baseline
▲ 0.50% · 4.625%
HK$30,442
+HK$1,525/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$57,834/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,716
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,547
−HK$844/mo
Today · 4.125%
HK$28,391
baseline
▲ 0.50% · 4.625%
HK$30,119
+HK$1,728/mo
Deposit HK$3.15M · loan HK$5.86M · min. income ≈ HK$56,782/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,721
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,519
−HK$808/mo
Today · 4.125%
HK$31,327
baseline
▲ 0.50% · 4.625%
HK$32,978
+HK$1,651/mo
Deposit HK$3.15M · loan HK$5.86M · min. income ≈ HK$62,654/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,771
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,666
−HK$909/mo
Today · 4.125%
HK$30,575
baseline
▲ 0.50% · 4.625%
HK$32,436
+HK$1,861/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$61,150/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,008
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,866
−HK$871/mo
Today · 4.125%
HK$33,737
baseline
▲ 0.50% · 4.625%
HK$35,515
+HK$1,778/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$67,474/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,826
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,785
−HK$974/mo
Today · 4.125%
HK$32,759
baseline
▲ 0.50% · 4.625%
HK$34,753
+HK$1,994/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$65,518/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$271,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,294
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,214
−HK$933/mo
Today · 4.125%
HK$36,147
baseline
▲ 0.50% · 4.625%
HK$38,052
+HK$1,905/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$72,294/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$271,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,881
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,904
−HK$1,039/mo
Today · 4.125%
HK$34,943
baseline
▲ 0.50% · 4.625%
HK$37,070
+HK$2,127/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$69,886/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$271,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,580
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,561
−HK$996/mo
Today · 4.125%
HK$38,557
baseline
▲ 0.50% · 4.625%
HK$40,589
+HK$2,032/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$77,114/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$271,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,936
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,023
−HK$1,104/mo
Today · 4.125%
HK$37,127
baseline
▲ 0.50% · 4.625%
HK$39,386
+HK$2,259/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$74,254/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,866
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,909
−HK$1,057/mo
Today · 4.125%
HK$40,966
baseline
▲ 0.50% · 4.625%
HK$43,126
+HK$2,160/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$81,932/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,992
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,142
−HK$1,169/mo
Today · 4.125%
HK$39,311
baseline
▲ 0.50% · 4.625%
HK$41,703
+HK$2,392/mo
Deposit HK$901K · loan HK$8.11M · min. income ≈ HK$78,622/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,153
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,256
−HK$1,120/mo
Today · 4.125%
HK$43,376
baseline
▲ 0.50% · 4.625%
HK$45,662
+HK$2,286/mo
Deposit HK$901K · loan HK$8.11M · min. income ≈ HK$86,752/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,253 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).