▼ 0.50% · 3.625%
HK$21,314
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,977
−HK$674/mo
Today · 4.125%
HK$22,651
baseline
▲ 0.50% · 4.625%
HK$24,029
+HK$1,378/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,302/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,712
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,348
−HK$645/mo
Today · 4.125%
HK$24,993
baseline
▲ 0.50% · 4.625%
HK$26,311
+HK$1,318/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,986/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,446
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,175
−HK$741/mo
Today · 4.125%
HK$24,916
baseline
▲ 0.50% · 4.625%
HK$26,432
+HK$1,516/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$49,832/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,083
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,783
−HK$710/mo
Today · 4.125%
HK$27,493
baseline
▲ 0.50% · 4.625%
HK$28,942
+HK$1,449/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$54,986/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,577
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,373
−HK$808/mo
Today · 4.125%
HK$27,181
baseline
▲ 0.50% · 4.625%
HK$28,835
+HK$1,654/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,362/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,455
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,218
−HK$774/mo
Today · 4.125%
HK$29,992
baseline
▲ 0.50% · 4.625%
HK$31,573
+HK$1,581/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$59,984/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,709
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,571
−HK$875/mo
Today · 4.125%
HK$29,446
baseline
▲ 0.50% · 4.625%
HK$31,238
+HK$1,792/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$58,892/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$304,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,826
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,652
−HK$839/mo
Today · 4.125%
HK$32,491
baseline
▲ 0.50% · 4.625%
HK$34,204
+HK$1,713/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$64,982/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$304,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,840
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,768
−HK$943/mo
Today · 4.125%
HK$31,711
baseline
▲ 0.50% · 4.625%
HK$33,641
+HK$1,930/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,422/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,197
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,087
−HK$903/mo
Today · 4.125%
HK$34,990
baseline
▲ 0.50% · 4.625%
HK$36,835
+HK$1,845/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,980/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,972
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,966
−HK$1,011/mo
Today · 4.125%
HK$33,977
baseline
▲ 0.50% · 4.625%
HK$36,044
+HK$2,067/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$67,954/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,568
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,522
−HK$968/mo
Today · 4.125%
HK$37,490
baseline
▲ 0.50% · 4.625%
HK$39,466
+HK$1,976/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$74,980/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,103
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,164
−HK$1,078/mo
Today · 4.125%
HK$36,242
baseline
▲ 0.50% · 4.625%
HK$38,447
+HK$2,205/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$72,484/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,939
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,957
−HK$1,032/mo
Today · 4.125%
HK$39,989
baseline
▲ 0.50% · 4.625%
HK$42,097
+HK$2,108/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$79,978/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,235
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,362
−HK$1,145/mo
Today · 4.125%
HK$38,507
baseline
▲ 0.50% · 4.625%
HK$40,850
+HK$2,343/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$77,014/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,311
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,392
−HK$1,096/mo
Today · 4.125%
HK$42,488
baseline
▲ 0.50% · 4.625%
HK$44,728
+HK$2,240/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$84,976/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,366
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,559
−HK$1,213/mo
Today · 4.125%
HK$40,772
baseline
▲ 0.50% · 4.625%
HK$43,253
+HK$2,481/mo
Deposit HK$935K · loan HK$8.41M · min. income ≈ HK$81,544/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,682
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,826
−HK$1,162/mo
Today · 4.125%
HK$44,988
baseline
▲ 0.50% · 4.625%
HK$47,359
+HK$2,371/mo
Deposit HK$935K · loan HK$8.41M · min. income ≈ HK$89,976/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,739 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).