▼ 0.50% · 3.625%
HK$20,127
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,754
−HK$636/mo
Today · 4.125%
HK$21,390
baseline
▲ 0.50% · 4.625%
HK$22,691
+HK$1,301/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,780/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,392
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,992
−HK$609/mo
Today · 4.125%
HK$23,601
baseline
▲ 0.50% · 4.625%
HK$24,845
+HK$1,244/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,202/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,140
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,829
−HK$700/mo
Today · 4.125%
HK$23,529
baseline
▲ 0.50% · 4.625%
HK$24,960
+HK$1,431/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$47,058/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$264,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,631
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,291
−HK$670/mo
Today · 4.125%
HK$25,961
baseline
▲ 0.50% · 4.625%
HK$27,330
+HK$1,369/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$51,922/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$264,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,153
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,904
−HK$764/mo
Today · 4.125%
HK$25,668
baseline
▲ 0.50% · 4.625%
HK$27,229
+HK$1,561/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$51,336/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$264,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,870
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,591
−HK$731/mo
Today · 4.125%
HK$28,322
baseline
▲ 0.50% · 4.625%
HK$29,815
+HK$1,493/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$56,644/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$264,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,166
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,980
−HK$827/mo
Today · 4.125%
HK$27,807
baseline
▲ 0.50% · 4.625%
HK$29,498
+HK$1,691/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$55,614/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,109
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,890
−HK$792/mo
Today · 4.125%
HK$30,682
baseline
▲ 0.50% · 4.625%
HK$32,299
+HK$1,617/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$61,364/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,178
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,055
−HK$890/mo
Today · 4.125%
HK$29,945
baseline
▲ 0.50% · 4.625%
HK$31,768
+HK$1,823/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$59,890/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,348
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,189
−HK$853/mo
Today · 4.125%
HK$33,042
baseline
▲ 0.50% · 4.625%
HK$34,784
+HK$1,742/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$66,084/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,191
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,130
−HK$954/mo
Today · 4.125%
HK$32,084
baseline
▲ 0.50% · 4.625%
HK$34,037
+HK$1,953/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$64,168/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,587
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,488
−HK$914/mo
Today · 4.125%
HK$35,402
baseline
▲ 0.50% · 4.625%
HK$37,268
+HK$1,866/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$70,804/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,204
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,206
−HK$1,017/mo
Today · 4.125%
HK$34,223
baseline
▲ 0.50% · 4.625%
HK$36,306
+HK$2,083/mo
Deposit HK$1.77M · loan HK$7.06M · min. income ≈ HK$68,446/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,827
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,787
−HK$975/mo
Today · 4.125%
HK$37,762
baseline
▲ 0.50% · 4.625%
HK$39,753
+HK$1,991/mo
Deposit HK$1.77M · loan HK$7.06M · min. income ≈ HK$75,524/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,217
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,281
−HK$1,081/mo
Today · 4.125%
HK$36,362
baseline
▲ 0.50% · 4.625%
HK$38,575
+HK$2,213/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$72,724/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,066
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,087
−HK$1,035/mo
Today · 4.125%
HK$40,122
baseline
▲ 0.50% · 4.625%
HK$42,237
+HK$2,115/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$80,244/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,229
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,356
−HK$1,145/mo
Today · 4.125%
HK$38,501
baseline
▲ 0.50% · 4.625%
HK$40,844
+HK$2,343/mo
Deposit HK$883K · loan HK$7.94M · min. income ≈ HK$77,002/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,305
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,386
−HK$1,096/mo
Today · 4.125%
HK$42,482
baseline
▲ 0.50% · 4.625%
HK$44,722
+HK$2,240/mo
Deposit HK$883K · loan HK$7.94M · min. income ≈ HK$84,964/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,806 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).