▼ 0.50% · 3.625%
HK$19,446
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,051
−HK$615/mo
Today · 4.125%
HK$20,666
baseline
▲ 0.50% · 4.625%
HK$21,923
+HK$1,257/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,332/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,634
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,214
−HK$588/mo
Today · 4.125%
HK$22,802
baseline
▲ 0.50% · 4.625%
HK$24,004
+HK$1,202/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,604/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,391
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,056
−HK$676/mo
Today · 4.125%
HK$22,732
baseline
▲ 0.50% · 4.625%
HK$24,115
+HK$1,383/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$45,464/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,797
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,435
−HK$648/mo
Today · 4.125%
HK$25,083
baseline
▲ 0.50% · 4.625%
HK$26,405
+HK$1,322/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$50,166/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,335
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,061
−HK$738/mo
Today · 4.125%
HK$24,799
baseline
▲ 0.50% · 4.625%
HK$26,308
+HK$1,509/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$49,598/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,960
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,657
−HK$706/mo
Today · 4.125%
HK$27,363
baseline
▲ 0.50% · 4.625%
HK$28,805
+HK$1,442/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$54,726/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,280
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,066
−HK$799/mo
Today · 4.125%
HK$26,865
baseline
▲ 0.50% · 4.625%
HK$28,500
+HK$1,635/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$53,730/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,124
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,878
−HK$765/mo
Today · 4.125%
HK$29,643
baseline
▲ 0.50% · 4.625%
HK$31,206
+HK$1,563/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$59,286/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,225
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,071
−HK$861/mo
Today · 4.125%
HK$28,932
baseline
▲ 0.50% · 4.625%
HK$30,692
+HK$1,760/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$57,864/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,287
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,099
−HK$824/mo
Today · 4.125%
HK$31,923
baseline
▲ 0.50% · 4.625%
HK$33,606
+HK$1,683/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$63,846/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,169
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,077
−HK$921/mo
Today · 4.125%
HK$30,998
baseline
▲ 0.50% · 4.625%
HK$32,885
+HK$1,887/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$61,996/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,450
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,321
−HK$883/mo
Today · 4.125%
HK$34,204
baseline
▲ 0.50% · 4.625%
HK$36,007
+HK$1,803/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$68,408/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,114
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,082
−HK$983/mo
Today · 4.125%
HK$33,065
baseline
▲ 0.50% · 4.625%
HK$35,077
+HK$2,012/mo
Deposit HK$1.71M · loan HK$6.82M · min. income ≈ HK$66,130/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,614
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,542
−HK$942/mo
Today · 4.125%
HK$36,484
baseline
▲ 0.50% · 4.625%
HK$38,407
+HK$1,923/mo
Deposit HK$1.71M · loan HK$6.82M · min. income ≈ HK$72,968/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,058
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,087
−HK$1,044/mo
Today · 4.125%
HK$35,131
baseline
▲ 0.50% · 4.625%
HK$37,269
+HK$2,138/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$70,262/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$255,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,777
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,764
−HK$1,000/mo
Today · 4.125%
HK$38,764
baseline
▲ 0.50% · 4.625%
HK$40,807
+HK$2,043/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$77,528/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$255,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,003
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,092
−HK$1,106/mo
Today · 4.125%
HK$37,198
baseline
▲ 0.50% · 4.625%
HK$39,461
+HK$2,263/mo
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$74,396/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,941
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,985
−HK$1,059/mo
Today · 4.125%
HK$41,044
baseline
▲ 0.50% · 4.625%
HK$43,208
+HK$2,164/mo
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$82,088/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,842 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).