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At today's rate and a 90% mortgage, the deposit on this unit is about HK$868K, with repayments around HK$37,855/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$868K · loan HK$7.81M · min. income ≈ HK$75,710/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,362 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Lai Chi Kok Station.
Family-friendly — 59 schools within a 1 km walk.
Everyday convenience — 86 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- F
- Saleable Area
- 530 Saleable ft²
- Gross Area
- 667 ft²
- Efficiency
- 79%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-22 | HK$8.03M | +4.6% 8.6y · 1.0%/yr |
| 2017-06-09 | HK$7.68M | +30.2% 4.0y · 8.0%/yr |
| 2013-06-07 | HK$5.90M | +98.0% |
| 2005-07-26 | HK$2.98M | +11.2% |
| 2005-03-22 | HK$2.68M | +5.5% |
| 2004-10-30 | HK$2.54M | +11.4% |
| 2002-05-08 | HK$2.28M | — |