▼ 0.50% · 3.625%
HK$19,585
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,194
−HK$619/mo
Today · 4.125%
HK$20,813
baseline
▲ 0.50% · 4.625%
HK$22,079
+HK$1,266/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,626/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,788
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,372
−HK$593/mo
Today · 4.125%
HK$22,965
baseline
▲ 0.50% · 4.625%
HK$24,175
+HK$1,210/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,930/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,543
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,213
−HK$681/mo
Today · 4.125%
HK$22,894
baseline
▲ 0.50% · 4.625%
HK$24,287
+HK$1,393/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$45,788/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,966
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,609
−HK$652/mo
Today · 4.125%
HK$25,261
baseline
▲ 0.50% · 4.625%
HK$26,593
+HK$1,332/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$50,522/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,501
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,233
−HK$742/mo
Today · 4.125%
HK$24,975
baseline
▲ 0.50% · 4.625%
HK$26,495
+HK$1,520/mo
Deposit HK$3.44M · loan HK$5.15M · min. income ≈ HK$49,950/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,145
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,846
−HK$712/mo
Today · 4.125%
HK$27,558
baseline
▲ 0.50% · 4.625%
HK$29,010
+HK$1,452/mo
Deposit HK$3.44M · loan HK$5.15M · min. income ≈ HK$55,116/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,460
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,252
−HK$804/mo
Today · 4.125%
HK$27,056
baseline
▲ 0.50% · 4.625%
HK$28,703
+HK$1,647/mo
Deposit HK$3.01M · loan HK$5.58M · min. income ≈ HK$54,112/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,324
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,084
−HK$770/mo
Today · 4.125%
HK$29,854
baseline
▲ 0.50% · 4.625%
HK$31,428
+HK$1,574/mo
Deposit HK$3.01M · loan HK$5.58M · min. income ≈ HK$59,708/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,418
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,271
−HK$867/mo
Today · 4.125%
HK$29,138
baseline
▲ 0.50% · 4.625%
HK$30,911
+HK$1,773/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$58,276/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,503
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,321
−HK$830/mo
Today · 4.125%
HK$32,151
baseline
▲ 0.50% · 4.625%
HK$33,845
+HK$1,694/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$64,302/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,377
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,291
−HK$928/mo
Today · 4.125%
HK$31,219
baseline
▲ 0.50% · 4.625%
HK$33,119
+HK$1,900/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$62,438/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,681
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,558
−HK$889/mo
Today · 4.125%
HK$34,447
baseline
▲ 0.50% · 4.625%
HK$36,263
+HK$1,816/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$68,894/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,335
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,310
−HK$990/mo
Today · 4.125%
HK$33,300
baseline
▲ 0.50% · 4.625%
HK$35,327
+HK$2,027/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$66,600/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,860
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,795
−HK$949/mo
Today · 4.125%
HK$36,744
baseline
▲ 0.50% · 4.625%
HK$38,680
+HK$1,936/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$73,488/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,294
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,329
−HK$1,053/mo
Today · 4.125%
HK$35,382
baseline
▲ 0.50% · 4.625%
HK$37,534
+HK$2,152/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$70,764/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,039
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,032
−HK$1,008/mo
Today · 4.125%
HK$39,040
baseline
▲ 0.50% · 4.625%
HK$41,098
+HK$2,058/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$78,080/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,252
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,349
−HK$1,114/mo
Today · 4.125%
HK$37,463
baseline
▲ 0.50% · 4.625%
HK$39,742
+HK$2,279/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$74,926/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,218
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,270
−HK$1,067/mo
Today · 4.125%
HK$41,337
baseline
▲ 0.50% · 4.625%
HK$43,515
+HK$2,178/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$82,674/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,663 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).