Home Sham Shui Po District The Harmonie

28/F J

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Floor

5/F A 769 ft² 5/F B 327 ft² 5/F C 440 ft² 5/F D 512 ft² 5/F E 323 ft² 5/F F 323 ft² 5/F G 331 ft² 5/F H 329 ft² 5/F J 323 ft² 6/F A 769 ft² 6/F B 323 ft² 6/F C 323 ft² 6/F D 447 ft² 6/F E 512 ft² 6/F F 323 ft² 6/F G 323 ft² 6/F H 331 ft² 6/F J 329 ft² 6/F K 323 ft² 7/F A 377 ft² 7/F B 338 ft² 7/F C 322 ft² 7/F D 322 ft² 7/F E 323 ft² 7/F F 322 ft² 7/F G 332 ft² 7/F H 323 ft² 7/F J 323 ft² 7/F K 330 ft² 7/F L 329 ft² 7/F M 322 ft² 8/F A 377 ft² 8/F B 338 ft² 8/F C 322 ft² 8/F D 322 ft² 8/F E 323 ft² 8/F F 322 ft² 8/F G 332 ft² 8/F H 323 ft² 8/F J 323 ft² 8/F K 330 ft² 8/F L 329 ft² 8/F M 322 ft² 9/F A 377 ft² 9/F B 338 ft² 9/F C 322 ft² 9/F D 322 ft² 9/F E 323 ft² 9/F F 322 ft² 9/F G 332 ft² 9/F H 323 ft² 9/F J 323 ft² 9/F K 330 ft² 9/F L 329 ft² 9/F M 322 ft² 10/F A 377 ft² 10/F B 338 ft² 10/F C 322 ft² 10/F D 322 ft² 10/F E 323 ft² 10/F F 322 ft² 10/F G 332 ft² 10/F H 323 ft² 10/F J 323 ft² 10/F K 330 ft² 10/F L 329 ft² 10/F M 322 ft² 11/F A 377 ft² 11/F B 338 ft² 11/F C 322 ft² 11/F D 322 ft² 11/F E 323 ft² 11/F F 322 ft² 11/F H 323 ft² 11/F J 323 ft² 11/F L 329 ft² 11/F M 322 ft² 12/F C 322 ft² 12/F D 322 ft² 12/F E 323 ft² 12/F F 322 ft² 12/F H 323 ft² 12/F J 323 ft² 12/F K 330 ft² 12/F L 329 ft² 12/F M 322 ft² 15/F A 377 ft² 15/F C 322 ft² 15/F D 322 ft² 15/F E 323 ft² 15/F F 322 ft² 15/F H 323 ft² 15/F J 323 ft² 15/F K 330 ft² 15/F L 329 ft² 15/F M 322 ft² 16/F A 377 ft² 16/F C 322 ft² 16/F D 322 ft² 16/F E 323 ft² 16/F F 322 ft² 16/F H 323 ft² 16/F J 323 ft² 16/F K 330 ft² 16/F L 329 ft² 16/F M 322 ft² 17/F A 377 ft² 17/F C 322 ft² 17/F D 322 ft² 17/F E 323 ft² 17/F F 322 ft² 17/F H 323 ft² 17/F J 323 ft² 17/F K 330 ft² 17/F L 329 ft² 17/F M 322 ft² 18/F A 377 ft² 18/F C 322 ft² 18/F D 322 ft² 18/F E 323 ft² 18/F F 322 ft² 18/F G 332 ft² 18/F H 323 ft² 18/F J 323 ft² 18/F K 330 ft² 18/F L 329 ft² 18/F M 322 ft² 19/F A 377 ft² 19/F C 322 ft² 19/F D 322 ft² 19/F E 323 ft² 19/F F 322 ft² 19/F G 332 ft² 19/F H 323 ft² 19/F J 323 ft² 19/F K 330 ft² 19/F L 329 ft² 19/F M 322 ft² 20/F A 377 ft² 20/F C 322 ft² 20/F D 322 ft² 20/F E 323 ft² 20/F F 322 ft² 20/F G 332 ft² 20/F H 323 ft² 20/F J 323 ft² 20/F K 330 ft² 20/F L 329 ft² 20/F M 322 ft² 21/F A 377 ft² 21/F C 322 ft² 21/F D 322 ft² 21/F E 323 ft² 21/F G 332 ft² 21/F H 323 ft² 21/F J 323 ft² 21/F K 330 ft² 21/F L 329 ft² 21/F M 322 ft² 22/F A 377 ft² 22/F C 322 ft² 22/F D 322 ft² 22/F E 323 ft² 22/F G 332 ft² 22/F H 323 ft² 22/F J 323 ft² 22/F K 330 ft² 22/F L 329 ft² 22/F M 322 ft² 23/F A 377 ft² 23/F C 322 ft² 23/F D 322 ft² 23/F E 323 ft² 23/F G 332 ft² 23/F H 323 ft² 23/F J 323 ft² 23/F K 330 ft² 23/F L 329 ft² 23/F M 322 ft² 25/F A 377 ft² 25/F C 322 ft² 25/F D 322 ft² 25/F E 323 ft² 25/F G 332 ft² 25/F H 323 ft² 25/F J 323 ft² 25/F K 330 ft² 25/F L 329 ft² 25/F M 322 ft² 26/F A 377 ft² 26/F C 322 ft² 26/F D 322 ft² 26/F E 323 ft² 26/F F 322 ft² 26/F G 332 ft² 26/F H 323 ft² 26/F J 323 ft² 26/F K 330 ft² 26/F L 329 ft² 26/F M 322 ft² 27/F A 377 ft² 27/F C 322 ft² 27/F D 322 ft² 27/F E 323 ft² 27/F H 323 ft² 27/F J 323 ft² 27/F K 330 ft² 27/F L 329 ft² 27/F M 322 ft² 28/F A 377 ft² 28/F C 322 ft² 28/F D 322 ft² 28/F E 323 ft² 28/F G 332 ft² 28/F H 323 ft² 28/F J 323 ft² 28/F K 330 ft² 28/F L 329 ft² 28/F M 322 ft² 29/F A 377 ft² 29/F C 322 ft² 29/F D 322 ft² 29/F E 323 ft² 29/F G 332 ft² 29/F H 323 ft² 29/F J 323 ft² 29/F K 330 ft² 29/F L 329 ft² 29/F M 322 ft² 30/F C 322 ft² 30/F D 322 ft² 30/F E 323 ft² 30/F H 323 ft² 30/F J 323 ft² 30/F K 330 ft² 30/F L 329 ft² 30/F M 322 ft² 31/F C 322 ft² 31/F D 322 ft² 31/F E 323 ft² 31/F H 323 ft² 31/F J 323 ft² 31/F K 330 ft² 31/F L 329 ft² 31/F M 322 ft² 32/F C 322 ft² 32/F D 322 ft² 32/F E 323 ft² 32/F H 323 ft² 32/F J 323 ft² 32/F K 330 ft² 32/F L 329 ft² 32/F M 322 ft² 33/F C 322 ft² 33/F D 322 ft² 33/F E 323 ft² 33/F H 323 ft² 33/F J 323 ft² 33/F K 330 ft² 33/F L 329 ft² 33/F M 322 ft² 35/F C 322 ft² 35/F E 323 ft² 35/F H 323 ft² 35/F J 323 ft² 35/F K 330 ft² 35/F L 329 ft² 35/F M 322 ft² 35/F D 322 ft² 36/F C 322 ft² 36/F D 322 ft² 36/F E 323 ft² 36/F G 332 ft² 36/F H 323 ft² 36/F J 323 ft² 36/F K 330 ft² 36/F L 329 ft² 36/F M 322 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$6.54M

≈ HK$20,241 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$654K, with repayments around HK$28,517/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$26,835

−HK$1,682/mo

▼ 0.25% · 3.875%

HK$27,669

−HK$848/mo

Today · 4.125%

HK$28,517

baseline

▲ 0.50% · 4.625%

HK$30,253

+HK$1,736/mo

Deposit HK$654K · loan HK$5.88M · min. income ≈ HK$57,034/mo (50% DSR)

Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$188,790 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Cheung Sha Wan Station

≈ 4 min walk · 264 m

Education

schools within 1 km (39 within 500 m)

Daily convenience

120

within 1 km (38 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway Cheung Sha Wan Station Station.

Family-friendly — 82 schools within a 1 km walk.

Everyday convenience — 120 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 86 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 28/F
Flat: J
Saleable Area: 323 Saleable ft²
District: Sham Shui Po District · Kowloon
School net (POA): 40

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2022-02-11	HK$7.39M	—	HK$22,879	—

Other appraised units in this building

Data sourced from Renavon.com