▼ 0.50% · 3.625%
HK$15,647
−HK$981/mo
▼ 0.25% · 3.875%
HK$16,133
−HK$495/mo
Today · 4.125%
HK$16,628
baseline
▲ 0.50% · 4.625%
HK$17,640
+HK$1,012/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$33,256/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$205,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,407
−HK$940/mo
▼ 0.25% · 3.875%
HK$17,874
−HK$473/mo
Today · 4.125%
HK$18,347
baseline
▲ 0.50% · 4.625%
HK$19,314
+HK$967/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$36,694/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$205,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,211
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$17,747
−HK$544/mo
Today · 4.125%
HK$18,291
baseline
▲ 0.50% · 4.625%
HK$19,404
+HK$1,113/mo
Deposit HK$3.09M · loan HK$3.77M · min. income ≈ HK$36,582/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$205,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,147
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$19,661
−HK$521/mo
Today · 4.125%
HK$20,182
baseline
▲ 0.50% · 4.625%
HK$21,246
+HK$1,064/mo
Deposit HK$3.09M · loan HK$3.77M · min. income ≈ HK$40,364/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$205,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,776
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,360
−HK$593/mo
Today · 4.125%
HK$19,953
baseline
▲ 0.50% · 4.625%
HK$21,167
+HK$1,214/mo
Deposit HK$2.74M · loan HK$4.12M · min. income ≈ HK$39,906/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,888
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,448
−HK$569/mo
Today · 4.125%
HK$22,017
baseline
▲ 0.50% · 4.625%
HK$23,177
+HK$1,160/mo
Deposit HK$2.74M · loan HK$4.12M · min. income ≈ HK$44,034/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,341
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,973
−HK$643/mo
Today · 4.125%
HK$21,616
baseline
▲ 0.50% · 4.625%
HK$22,931
+HK$1,315/mo
Deposit HK$2.40M · loan HK$4.46M · min. income ≈ HK$43,232/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$205,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,629
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,236
−HK$615/mo
Today · 4.125%
HK$23,851
baseline
▲ 0.50% · 4.625%
HK$25,109
+HK$1,258/mo
Deposit HK$2.40M · loan HK$4.46M · min. income ≈ HK$47,702/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$205,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,905
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,587
−HK$692/mo
Today · 4.125%
HK$23,279
baseline
▲ 0.50% · 4.625%
HK$24,695
+HK$1,416/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$46,558/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,369
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,023
−HK$663/mo
Today · 4.125%
HK$25,686
baseline
▲ 0.50% · 4.625%
HK$27,040
+HK$1,354/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$51,372/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,470
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,200
−HK$742/mo
Today · 4.125%
HK$24,942
baseline
▲ 0.50% · 4.625%
HK$26,459
+HK$1,517/mo
Deposit HK$1.72M · loan HK$5.15M · min. income ≈ HK$49,884/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$205,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,110
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,810
−HK$711/mo
Today · 4.125%
HK$27,521
baseline
▲ 0.50% · 4.625%
HK$28,971
+HK$1,450/mo
Deposit HK$1.72M · loan HK$5.15M · min. income ≈ HK$55,042/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$205,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,035
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,813
−HK$792/mo
Today · 4.125%
HK$26,605
baseline
▲ 0.50% · 4.625%
HK$28,223
+HK$1,618/mo
Deposit HK$1.37M · loan HK$5.49M · min. income ≈ HK$53,210/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$205,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,851
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,598
−HK$757/mo
Today · 4.125%
HK$29,355
baseline
▲ 0.50% · 4.625%
HK$30,903
+HK$1,548/mo
Deposit HK$1.37M · loan HK$5.49M · min. income ≈ HK$58,710/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$205,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,599
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,427
−HK$840/mo
Today · 4.125%
HK$28,267
baseline
▲ 0.50% · 4.625%
HK$29,987
+HK$1,720/mo
Deposit HK$1.03M · loan HK$5.83M · min. income ≈ HK$56,534/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$205,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,591
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,385
−HK$805/mo
Today · 4.125%
HK$31,190
baseline
▲ 0.50% · 4.625%
HK$32,834
+HK$1,644/mo
Deposit HK$1.03M · loan HK$5.83M · min. income ≈ HK$62,380/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$205,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,164
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,040
−HK$890/mo
Today · 4.125%
HK$29,930
baseline
▲ 0.50% · 4.625%
HK$31,751
+HK$1,821/mo
Deposit HK$686K · loan HK$6.18M · min. income ≈ HK$59,860/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$205,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,332
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,172
−HK$853/mo
Today · 4.125%
HK$33,025
baseline
▲ 0.50% · 4.625%
HK$34,766
+HK$1,741/mo
Deposit HK$686K · loan HK$6.18M · min. income ≈ HK$66,050/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$205,854 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).