▼ 0.50% · 3.625%
HK$14,548
−HK$912/mo
▼ 0.25% · 3.875%
HK$15,000
−HK$460/mo
Today · 4.125%
HK$15,460
baseline
▲ 0.50% · 4.625%
HK$16,401
+HK$941/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$30,920/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,184
−HK$875/mo
▼ 0.25% · 3.875%
HK$16,618
−HK$441/mo
Today · 4.125%
HK$17,059
baseline
▲ 0.50% · 4.625%
HK$17,958
+HK$899/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$34,118/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,002
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$16,500
−HK$506/mo
Today · 4.125%
HK$17,006
baseline
▲ 0.50% · 4.625%
HK$18,041
+HK$1,035/mo
Deposit HK$2.87M · loan HK$3.51M · min. income ≈ HK$34,012/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$172,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,803
−HK$961/mo
▼ 0.25% · 3.875%
HK$18,280
−HK$484/mo
Today · 4.125%
HK$18,764
baseline
▲ 0.50% · 4.625%
HK$19,753
+HK$989/mo
Deposit HK$2.87M · loan HK$3.51M · min. income ≈ HK$37,528/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$172,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,457
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$18,000
−HK$552/mo
Today · 4.125%
HK$18,552
baseline
▲ 0.50% · 4.625%
HK$19,681
+HK$1,129/mo
Deposit HK$2.55M · loan HK$3.83M · min. income ≈ HK$37,104/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,421
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,942
−HK$528/mo
Today · 4.125%
HK$20,470
baseline
▲ 0.50% · 4.625%
HK$21,549
+HK$1,079/mo
Deposit HK$2.55M · loan HK$3.83M · min. income ≈ HK$40,940/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,912
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$19,500
−HK$598/mo
Today · 4.125%
HK$20,098
baseline
▲ 0.50% · 4.625%
HK$21,321
+HK$1,223/mo
Deposit HK$2.23M · loan HK$4.15M · min. income ≈ HK$40,196/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$172,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,039
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,604
−HK$572/mo
Today · 4.125%
HK$22,176
baseline
▲ 0.50% · 4.625%
HK$23,345
+HK$1,169/mo
Deposit HK$2.23M · loan HK$4.15M · min. income ≈ HK$44,352/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$172,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,367
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$21,000
−HK$644/mo
Today · 4.125%
HK$21,644
baseline
▲ 0.50% · 4.625%
HK$22,961
+HK$1,317/mo
Deposit HK$1.91M · loan HK$4.47M · min. income ≈ HK$43,288/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$172,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,658
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,265
−HK$617/mo
Today · 4.125%
HK$23,882
baseline
▲ 0.50% · 4.625%
HK$25,141
+HK$1,259/mo
Deposit HK$1.91M · loan HK$4.47M · min. income ≈ HK$47,764/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$172,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,822
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,500
−HK$690/mo
Today · 4.125%
HK$23,190
baseline
▲ 0.50% · 4.625%
HK$24,601
+HK$1,411/mo
Deposit HK$1.59M · loan HK$4.78M · min. income ≈ HK$46,380/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$172,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,276
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,927
−HK$661/mo
Today · 4.125%
HK$25,588
baseline
▲ 0.50% · 4.625%
HK$26,937
+HK$1,349/mo
Deposit HK$1.59M · loan HK$4.78M · min. income ≈ HK$51,176/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$172,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,276
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,000
−HK$736/mo
Today · 4.125%
HK$24,736
baseline
▲ 0.50% · 4.625%
HK$26,241
+HK$1,505/mo
Deposit HK$1.28M · loan HK$5.10M · min. income ≈ HK$49,472/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$172,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,895
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,589
−HK$705/mo
Today · 4.125%
HK$27,294
baseline
▲ 0.50% · 4.625%
HK$28,732
+HK$1,438/mo
Deposit HK$1.28M · loan HK$5.10M · min. income ≈ HK$54,588/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$172,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,731
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,500
−HK$782/mo
Today · 4.125%
HK$26,282
baseline
▲ 0.50% · 4.625%
HK$27,881
+HK$1,599/mo
Deposit HK$957K · loan HK$5.42M · min. income ≈ HK$52,564/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$172,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,513
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,251
−HK$749/mo
Today · 4.125%
HK$29,000
baseline
▲ 0.50% · 4.625%
HK$30,528
+HK$1,528/mo
Deposit HK$957K · loan HK$5.42M · min. income ≈ HK$58,000/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$172,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,186
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$27,000
−HK$828/mo
Today · 4.125%
HK$27,828
baseline
▲ 0.50% · 4.625%
HK$29,521
+HK$1,693/mo
Deposit HK$638K · loan HK$5.74M · min. income ≈ HK$55,656/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$172,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,131
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,913
−HK$792/mo
Today · 4.125%
HK$30,705
baseline
▲ 0.50% · 4.625%
HK$32,324
+HK$1,619/mo
Deposit HK$638K · loan HK$5.74M · min. income ≈ HK$61,410/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$172,985 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).