▼ 0.50% · 3.625%
HK$19,441
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,045
−HK$615/mo
Today · 4.125%
HK$20,660
baseline
▲ 0.50% · 4.625%
HK$21,917
+HK$1,257/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,320/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,628
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,208
−HK$588/mo
Today · 4.125%
HK$22,796
baseline
▲ 0.50% · 4.625%
HK$23,998
+HK$1,202/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,592/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,385
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,050
−HK$676/mo
Today · 4.125%
HK$22,726
baseline
▲ 0.50% · 4.625%
HK$24,109
+HK$1,383/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$45,452/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,790
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,428
−HK$648/mo
Today · 4.125%
HK$25,076
baseline
▲ 0.50% · 4.625%
HK$26,397
+HK$1,321/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$50,152/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,329
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,055
−HK$737/mo
Today · 4.125%
HK$24,792
baseline
▲ 0.50% · 4.625%
HK$26,300
+HK$1,508/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$49,584/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,953
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,649
−HK$706/mo
Today · 4.125%
HK$27,355
baseline
▲ 0.50% · 4.625%
HK$28,797
+HK$1,442/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$54,710/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,273
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,059
−HK$799/mo
Today · 4.125%
HK$26,858
baseline
▲ 0.50% · 4.625%
HK$28,492
+HK$1,634/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$53,716/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,116
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,870
−HK$765/mo
Today · 4.125%
HK$29,635
baseline
▲ 0.50% · 4.625%
HK$31,197
+HK$1,562/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$59,270/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,217
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,064
−HK$860/mo
Today · 4.125%
HK$28,924
baseline
▲ 0.50% · 4.625%
HK$30,684
+HK$1,760/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$57,848/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,279
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,091
−HK$824/mo
Today · 4.125%
HK$31,915
baseline
▲ 0.50% · 4.625%
HK$33,597
+HK$1,682/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$63,830/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,161
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,068
−HK$922/mo
Today · 4.125%
HK$30,990
baseline
▲ 0.50% · 4.625%
HK$32,875
+HK$1,885/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$61,980/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,441
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,311
−HK$883/mo
Today · 4.125%
HK$34,194
baseline
▲ 0.50% · 4.625%
HK$35,997
+HK$1,803/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$68,388/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,105
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,073
−HK$983/mo
Today · 4.125%
HK$33,056
baseline
▲ 0.50% · 4.625%
HK$35,067
+HK$2,011/mo
Deposit HK$1.71M · loan HK$6.82M · min. income ≈ HK$66,112/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,604
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,532
−HK$942/mo
Today · 4.125%
HK$36,474
baseline
▲ 0.50% · 4.625%
HK$38,396
+HK$1,922/mo
Deposit HK$1.71M · loan HK$6.82M · min. income ≈ HK$72,948/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,049
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,077
−HK$1,045/mo
Today · 4.125%
HK$35,122
baseline
▲ 0.50% · 4.625%
HK$37,259
+HK$2,137/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$70,244/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,767
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,753
−HK$1,000/mo
Today · 4.125%
HK$38,753
baseline
▲ 0.50% · 4.625%
HK$40,796
+HK$2,043/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$77,506/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,993
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,082
−HK$1,106/mo
Today · 4.125%
HK$37,188
baseline
▲ 0.50% · 4.625%
HK$39,451
+HK$2,263/mo
Deposit HK$853K · loan HK$7.67M · min. income ≈ HK$74,376/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,930
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,974
−HK$1,059/mo
Today · 4.125%
HK$41,033
baseline
▲ 0.50% · 4.625%
HK$43,196
+HK$2,163/mo
Deposit HK$853K · loan HK$7.67M · min. income ≈ HK$82,066/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,771 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).