▼ 0.50% · 3.625%
HK$18,534
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$19,111
−HK$586/mo
Today · 4.125%
HK$19,697
baseline
▲ 0.50% · 4.625%
HK$20,895
+HK$1,198/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,394/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,619
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,172
−HK$561/mo
Today · 4.125%
HK$21,733
baseline
▲ 0.50% · 4.625%
HK$22,879
+HK$1,146/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,466/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,388
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,022
−HK$644/mo
Today · 4.125%
HK$21,666
baseline
▲ 0.50% · 4.625%
HK$22,985
+HK$1,319/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$43,332/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,681
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,289
−HK$618/mo
Today · 4.125%
HK$23,907
baseline
▲ 0.50% · 4.625%
HK$25,167
+HK$1,260/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$47,814/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,241
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,933
−HK$703/mo
Today · 4.125%
HK$23,636
baseline
▲ 0.50% · 4.625%
HK$25,074
+HK$1,438/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$47,272/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$243,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,743
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,407
−HK$673/mo
Today · 4.125%
HK$26,080
baseline
▲ 0.50% · 4.625%
HK$27,455
+HK$1,375/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$52,160/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$243,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,095
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,844
−HK$762/mo
Today · 4.125%
HK$25,606
baseline
▲ 0.50% · 4.625%
HK$27,164
+HK$1,558/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$51,212/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,805
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,524
−HK$729/mo
Today · 4.125%
HK$28,253
baseline
▲ 0.50% · 4.625%
HK$29,743
+HK$1,490/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$56,506/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,948
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,755
−HK$820/mo
Today · 4.125%
HK$27,575
baseline
▲ 0.50% · 4.625%
HK$29,253
+HK$1,678/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$55,150/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,867
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,641
−HK$786/mo
Today · 4.125%
HK$30,427
baseline
▲ 0.50% · 4.625%
HK$32,030
+HK$1,603/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$60,854/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,802
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,666
−HK$879/mo
Today · 4.125%
HK$29,545
baseline
▲ 0.50% · 4.625%
HK$31,343
+HK$1,798/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$59,090/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$243,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,929
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,758
−HK$842/mo
Today · 4.125%
HK$32,600
baseline
▲ 0.50% · 4.625%
HK$34,318
+HK$1,718/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$65,200/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$243,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,655
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,577
−HK$938/mo
Today · 4.125%
HK$31,515
baseline
▲ 0.50% · 4.625%
HK$33,432
+HK$1,917/mo
Deposit HK$1.63M · loan HK$6.50M · min. income ≈ HK$63,030/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,991
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,876
−HK$897/mo
Today · 4.125%
HK$34,773
baseline
▲ 0.50% · 4.625%
HK$36,606
+HK$1,833/mo
Deposit HK$1.63M · loan HK$6.50M · min. income ≈ HK$69,546/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,508
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,488
−HK$996/mo
Today · 4.125%
HK$33,484
baseline
▲ 0.50% · 4.625%
HK$35,522
+HK$2,038/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$66,968/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,053
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$35,993
−HK$954/mo
Today · 4.125%
HK$36,947
baseline
▲ 0.50% · 4.625%
HK$38,894
+HK$1,947/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$73,894/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,362
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,400
−HK$1,054/mo
Today · 4.125%
HK$35,454
baseline
▲ 0.50% · 4.625%
HK$37,611
+HK$2,157/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$70,908/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,115
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,110
−HK$1,010/mo
Today · 4.125%
HK$39,120
baseline
▲ 0.50% · 4.625%
HK$41,182
+HK$2,062/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$78,240/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,846 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).