▼ 0.50% · 3.625%
HK$20,211
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,840
−HK$638/mo
Today · 4.125%
HK$21,478
baseline
▲ 0.50% · 4.625%
HK$22,785
+HK$1,307/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,956/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,484
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,087
−HK$612/mo
Today · 4.125%
HK$23,699
baseline
▲ 0.50% · 4.625%
HK$24,948
+HK$1,249/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,398/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,232
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,924
−HK$702/mo
Today · 4.125%
HK$23,626
baseline
▲ 0.50% · 4.625%
HK$25,064
+HK$1,438/mo
Deposit HK$3.99M · loan HK$4.87M · min. income ≈ HK$47,252/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,733
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,396
−HK$673/mo
Today · 4.125%
HK$26,069
baseline
▲ 0.50% · 4.625%
HK$27,443
+HK$1,374/mo
Deposit HK$3.99M · loan HK$4.87M · min. income ≈ HK$52,138/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,253
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,007
−HK$767/mo
Today · 4.125%
HK$25,774
baseline
▲ 0.50% · 4.625%
HK$27,342
+HK$1,568/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$51,548/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,981
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,705
−HK$734/mo
Today · 4.125%
HK$28,439
baseline
▲ 0.50% · 4.625%
HK$29,938
+HK$1,499/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$56,878/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,274
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,091
−HK$831/mo
Today · 4.125%
HK$27,922
baseline
▲ 0.50% · 4.625%
HK$29,621
+HK$1,699/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$55,844/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,230
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,014
−HK$795/mo
Today · 4.125%
HK$30,809
baseline
▲ 0.50% · 4.625%
HK$32,433
+HK$1,624/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$61,618/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,295
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,175
−HK$895/mo
Today · 4.125%
HK$30,070
baseline
▲ 0.50% · 4.625%
HK$31,899
+HK$1,829/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$60,140/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,478
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,322
−HK$857/mo
Today · 4.125%
HK$33,179
baseline
▲ 0.50% · 4.625%
HK$34,928
+HK$1,749/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$66,358/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,316
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,259
−HK$958/mo
Today · 4.125%
HK$32,217
baseline
▲ 0.50% · 4.625%
HK$34,178
+HK$1,961/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$64,434/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,727
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,631
−HK$918/mo
Today · 4.125%
HK$35,549
baseline
▲ 0.50% · 4.625%
HK$37,423
+HK$1,874/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$71,098/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,337
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,343
−HK$1,022/mo
Today · 4.125%
HK$34,365
baseline
▲ 0.50% · 4.625%
HK$36,456
+HK$2,091/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$68,730/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,975
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,940
−HK$979/mo
Today · 4.125%
HK$37,919
baseline
▲ 0.50% · 4.625%
HK$39,917
+HK$1,998/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$75,838/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,358
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,427
−HK$1,086/mo
Today · 4.125%
HK$36,513
baseline
▲ 0.50% · 4.625%
HK$38,735
+HK$2,222/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$73,026/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$265,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,223
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,249
−HK$1,040/mo
Today · 4.125%
HK$40,289
baseline
▲ 0.50% · 4.625%
HK$42,412
+HK$2,123/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$80,578/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$265,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,380
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,511
−HK$1,150/mo
Today · 4.125%
HK$38,661
baseline
▲ 0.50% · 4.625%
HK$41,013
+HK$2,352/mo
Deposit HK$886K · loan HK$7.98M · min. income ≈ HK$77,322/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,472
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,557
−HK$1,101/mo
Today · 4.125%
HK$42,658
baseline
▲ 0.50% · 4.625%
HK$44,907
+HK$2,249/mo
Deposit HK$886K · loan HK$7.98M · min. income ≈ HK$85,316/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,903 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).