▼ 0.50% · 3.625%
HK$20,660
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,303
−HK$653/mo
Today · 4.125%
HK$21,956
baseline
▲ 0.50% · 4.625%
HK$23,291
+HK$1,335/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,912/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,984
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,600
−HK$626/mo
Today · 4.125%
HK$24,226
baseline
▲ 0.50% · 4.625%
HK$25,503
+HK$1,277/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,452/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,726
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,433
−HK$718/mo
Today · 4.125%
HK$24,151
baseline
▲ 0.50% · 4.625%
HK$25,621
+HK$1,470/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$48,302/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$276,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,282
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,960
−HK$688/mo
Today · 4.125%
HK$26,648
baseline
▲ 0.50% · 4.625%
HK$28,053
+HK$1,405/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$53,296/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$276,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,792
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,563
−HK$784/mo
Today · 4.125%
HK$26,347
baseline
▲ 0.50% · 4.625%
HK$27,950
+HK$1,603/mo
Deposit HK$3.62M · loan HK$5.44M · min. income ≈ HK$52,694/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,581
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,321
−HK$750/mo
Today · 4.125%
HK$29,071
baseline
▲ 0.50% · 4.625%
HK$30,603
+HK$1,532/mo
Deposit HK$3.62M · loan HK$5.44M · min. income ≈ HK$58,142/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,858
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,693
−HK$849/mo
Today · 4.125%
HK$28,542
baseline
▲ 0.50% · 4.625%
HK$30,279
+HK$1,737/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,084/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,879
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,681
−HK$812/mo
Today · 4.125%
HK$31,493
baseline
▲ 0.50% · 4.625%
HK$33,154
+HK$1,661/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$62,986/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,924
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,824
−HK$914/mo
Today · 4.125%
HK$30,738
baseline
▲ 0.50% · 4.625%
HK$32,608
+HK$1,870/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$61,476/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$276,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,178
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,041
−HK$875/mo
Today · 4.125%
HK$33,916
baseline
▲ 0.50% · 4.625%
HK$35,704
+HK$1,788/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$67,832/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$276,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,990
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,954
−HK$979/mo
Today · 4.125%
HK$32,933
baseline
▲ 0.50% · 4.625%
HK$34,937
+HK$2,004/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$65,866/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,476
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,401
−HK$938/mo
Today · 4.125%
HK$36,339
baseline
▲ 0.50% · 4.625%
HK$38,254
+HK$1,915/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$72,678/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,056
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,084
−HK$1,045/mo
Today · 4.125%
HK$35,129
baseline
▲ 0.50% · 4.625%
HK$37,266
+HK$2,137/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$70,258/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,774
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,761
−HK$1,000/mo
Today · 4.125%
HK$38,761
baseline
▲ 0.50% · 4.625%
HK$40,804
+HK$2,043/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$77,522/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,122
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,214
−HK$1,110/mo
Today · 4.125%
HK$37,324
baseline
▲ 0.50% · 4.625%
HK$39,596
+HK$2,272/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$74,648/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,073
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,121
−HK$1,063/mo
Today · 4.125%
HK$41,184
baseline
▲ 0.50% · 4.625%
HK$43,355
+HK$2,171/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$82,368/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,188
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,345
−HK$1,175/mo
Today · 4.125%
HK$39,520
baseline
▲ 0.50% · 4.625%
HK$41,925
+HK$2,405/mo
Deposit HK$906K · loan HK$8.15M · min. income ≈ HK$79,040/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,371
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,481
−HK$1,125/mo
Today · 4.125%
HK$43,606
baseline
▲ 0.50% · 4.625%
HK$45,905
+HK$2,299/mo
Deposit HK$906K · loan HK$8.15M · min. income ≈ HK$87,212/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,038 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).