▼ 0.50% · 3.625%
HK$20,385
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,019
−HK$644/mo
Today · 4.125%
HK$21,663
baseline
▲ 0.50% · 4.625%
HK$22,981
+HK$1,318/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,326/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,678
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,286
−HK$617/mo
Today · 4.125%
HK$23,903
baseline
▲ 0.50% · 4.625%
HK$25,163
+HK$1,260/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,806/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,423
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,121
−HK$709/mo
Today · 4.125%
HK$23,830
baseline
▲ 0.50% · 4.625%
HK$25,280
+HK$1,450/mo
Deposit HK$4.02M · loan HK$4.92M · min. income ≈ HK$47,660/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,946
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,615
−HK$679/mo
Today · 4.125%
HK$26,294
baseline
▲ 0.50% · 4.625%
HK$27,680
+HK$1,386/mo
Deposit HK$4.02M · loan HK$4.92M · min. income ≈ HK$52,588/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,462
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,223
−HK$773/mo
Today · 4.125%
HK$25,996
baseline
▲ 0.50% · 4.625%
HK$27,578
+HK$1,582/mo
Deposit HK$3.58M · loan HK$5.36M · min. income ≈ HK$51,992/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,214
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,944
−HK$740/mo
Today · 4.125%
HK$28,684
baseline
▲ 0.50% · 4.625%
HK$30,196
+HK$1,512/mo
Deposit HK$3.58M · loan HK$5.36M · min. income ≈ HK$57,368/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,500
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,325
−HK$837/mo
Today · 4.125%
HK$28,162
baseline
▲ 0.50% · 4.625%
HK$29,876
+HK$1,714/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$56,324/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,481
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,272
−HK$802/mo
Today · 4.125%
HK$31,074
baseline
▲ 0.50% · 4.625%
HK$32,712
+HK$1,638/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$62,148/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,539
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,427
−HK$902/mo
Today · 4.125%
HK$30,329
baseline
▲ 0.50% · 4.625%
HK$32,174
+HK$1,845/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$60,658/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,749
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,601
−HK$864/mo
Today · 4.125%
HK$33,465
baseline
▲ 0.50% · 4.625%
HK$35,229
+HK$1,764/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$66,930/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,577
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,529
−HK$966/mo
Today · 4.125%
HK$32,495
baseline
▲ 0.50% · 4.625%
HK$34,472
+HK$1,977/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$64,990/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,017
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,929
−HK$926/mo
Today · 4.125%
HK$35,855
baseline
▲ 0.50% · 4.625%
HK$37,745
+HK$1,890/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$71,710/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,616
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,630
−HK$1,031/mo
Today · 4.125%
HK$34,661
baseline
▲ 0.50% · 4.625%
HK$36,770
+HK$2,109/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$69,322/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,285
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,258
−HK$987/mo
Today · 4.125%
HK$38,245
baseline
▲ 0.50% · 4.625%
HK$40,261
+HK$2,016/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$76,490/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,654
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,732
−HK$1,096/mo
Today · 4.125%
HK$36,828
baseline
▲ 0.50% · 4.625%
HK$39,068
+HK$2,240/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$73,656/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,553
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,587
−HK$1,049/mo
Today · 4.125%
HK$40,636
baseline
▲ 0.50% · 4.625%
HK$42,778
+HK$2,142/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$81,272/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,693
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,834
−HK$1,160/mo
Today · 4.125%
HK$38,994
baseline
▲ 0.50% · 4.625%
HK$41,367
+HK$2,373/mo
Deposit HK$894K · loan HK$8.05M · min. income ≈ HK$77,988/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,821
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,915
−HK$1,111/mo
Today · 4.125%
HK$43,026
baseline
▲ 0.50% · 4.625%
HK$45,294
+HK$2,268/mo
Deposit HK$894K · loan HK$8.05M · min. income ≈ HK$86,052/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,193 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).