▼ 0.50% · 3.625%
HK$18,095
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$18,658
−HK$572/mo
Today · 4.125%
HK$19,230
baseline
▲ 0.50% · 4.625%
HK$20,400
+HK$1,170/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$38,460/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,131
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$20,671
−HK$548/mo
Today · 4.125%
HK$21,219
baseline
▲ 0.50% · 4.625%
HK$22,337
+HK$1,118/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$42,438/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,905
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,524
−HK$629/mo
Today · 4.125%
HK$21,153
baseline
▲ 0.50% · 4.625%
HK$22,440
+HK$1,287/mo
Deposit HK$3.57M · loan HK$4.36M · min. income ≈ HK$42,306/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$238,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,144
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$22,738
−HK$602/mo
Today · 4.125%
HK$23,340
baseline
▲ 0.50% · 4.625%
HK$24,571
+HK$1,231/mo
Deposit HK$3.57M · loan HK$4.36M · min. income ≈ HK$46,680/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$238,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,715
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,390
−HK$686/mo
Today · 4.125%
HK$23,076
baseline
▲ 0.50% · 4.625%
HK$24,480
+HK$1,404/mo
Deposit HK$3.17M · loan HK$4.76M · min. income ≈ HK$46,152/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$238,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,157
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,805
−HK$657/mo
Today · 4.125%
HK$25,462
baseline
▲ 0.50% · 4.625%
HK$26,805
+HK$1,343/mo
Deposit HK$3.17M · loan HK$4.76M · min. income ≈ HK$50,924/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$238,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,524
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,256
−HK$743/mo
Today · 4.125%
HK$24,999
baseline
▲ 0.50% · 4.625%
HK$26,520
+HK$1,521/mo
Deposit HK$2.78M · loan HK$5.16M · min. income ≈ HK$49,998/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,170
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,872
−HK$712/mo
Today · 4.125%
HK$27,584
baseline
▲ 0.50% · 4.625%
HK$29,038
+HK$1,454/mo
Deposit HK$2.78M · loan HK$5.16M · min. income ≈ HK$55,168/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,334
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,122
−HK$800/mo
Today · 4.125%
HK$26,922
baseline
▲ 0.50% · 4.625%
HK$28,560
+HK$1,638/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$53,844/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,183
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,939
−HK$767/mo
Today · 4.125%
HK$29,706
baseline
▲ 0.50% · 4.625%
HK$31,272
+HK$1,566/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$59,412/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,143
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,987
−HK$858/mo
Today · 4.125%
HK$28,845
baseline
▲ 0.50% · 4.625%
HK$30,600
+HK$1,755/mo
Deposit HK$1.98M · loan HK$5.95M · min. income ≈ HK$57,690/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$238,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,197
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$31,006
−HK$822/mo
Today · 4.125%
HK$31,828
baseline
▲ 0.50% · 4.625%
HK$33,506
+HK$1,678/mo
Deposit HK$1.98M · loan HK$5.95M · min. income ≈ HK$63,656/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$238,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,953
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,853
−HK$915/mo
Today · 4.125%
HK$30,768
baseline
▲ 0.50% · 4.625%
HK$32,641
+HK$1,873/mo
Deposit HK$1.59M · loan HK$6.35M · min. income ≈ HK$61,536/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,210
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,073
−HK$877/mo
Today · 4.125%
HK$33,950
baseline
▲ 0.50% · 4.625%
HK$35,739
+HK$1,789/mo
Deposit HK$1.59M · loan HK$6.35M · min. income ≈ HK$67,900/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,762
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,719
−HK$972/mo
Today · 4.125%
HK$32,691
baseline
▲ 0.50% · 4.625%
HK$34,681
+HK$1,990/mo
Deposit HK$1.19M · loan HK$6.75M · min. income ≈ HK$65,382/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,223
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,141
−HK$931/mo
Today · 4.125%
HK$36,072
baseline
▲ 0.50% · 4.625%
HK$37,973
+HK$1,901/mo
Deposit HK$1.19M · loan HK$6.75M · min. income ≈ HK$72,144/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,572
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,585
−HK$1,029/mo
Today · 4.125%
HK$34,614
baseline
▲ 0.50% · 4.625%
HK$36,721
+HK$2,107/mo
Deposit HK$794K · loan HK$7.14M · min. income ≈ HK$69,228/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,236
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,208
−HK$986/mo
Today · 4.125%
HK$38,194
baseline
▲ 0.50% · 4.625%
HK$40,207
+HK$2,013/mo
Deposit HK$794K · loan HK$7.14M · min. income ≈ HK$76,388/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,072 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).