▼ 0.50% · 3.625%
HK$20,999
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,652
−HK$664/mo
Today · 4.125%
HK$22,316
baseline
▲ 0.50% · 4.625%
HK$23,674
+HK$1,358/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,632/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$290,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,361
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,988
−HK$635/mo
Today · 4.125%
HK$24,623
baseline
▲ 0.50% · 4.625%
HK$25,921
+HK$1,298/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,246/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$290,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,099
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,817
−HK$730/mo
Today · 4.125%
HK$24,547
baseline
▲ 0.50% · 4.625%
HK$26,041
+HK$1,494/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$49,094/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,697
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,386
−HK$699/mo
Today · 4.125%
HK$27,085
baseline
▲ 0.50% · 4.625%
HK$28,513
+HK$1,428/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$54,170/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,199
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,982
−HK$797/mo
Today · 4.125%
HK$26,779
baseline
▲ 0.50% · 4.625%
HK$28,408
+HK$1,629/mo
Deposit HK$3.68M · loan HK$5.53M · min. income ≈ HK$53,558/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,033
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,785
−HK$763/mo
Today · 4.125%
HK$29,548
baseline
▲ 0.50% · 4.625%
HK$31,105
+HK$1,557/mo
Deposit HK$3.68M · loan HK$5.53M · min. income ≈ HK$59,096/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,299
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,148
−HK$862/mo
Today · 4.125%
HK$29,010
baseline
▲ 0.50% · 4.625%
HK$30,776
+HK$1,766/mo
Deposit HK$3.22M · loan HK$5.99M · min. income ≈ HK$58,020/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,369
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,184
−HK$826/mo
Today · 4.125%
HK$32,010
baseline
▲ 0.50% · 4.625%
HK$33,697
+HK$1,687/mo
Deposit HK$3.22M · loan HK$5.99M · min. income ≈ HK$64,020/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,398
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,313
−HK$929/mo
Today · 4.125%
HK$31,242
baseline
▲ 0.50% · 4.625%
HK$33,143
+HK$1,901/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$62,484/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,705
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,583
−HK$889/mo
Today · 4.125%
HK$34,472
baseline
▲ 0.50% · 4.625%
HK$36,290
+HK$1,818/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$68,944/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,498
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,478
−HK$996/mo
Today · 4.125%
HK$33,474
baseline
▲ 0.50% · 4.625%
HK$35,510
+HK$2,036/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$66,948/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,042
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,981
−HK$954/mo
Today · 4.125%
HK$36,935
baseline
▲ 0.50% · 4.625%
HK$38,882
+HK$1,947/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$73,870/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,598
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,643
−HK$1,062/mo
Today · 4.125%
HK$35,705
baseline
▲ 0.50% · 4.625%
HK$37,878
+HK$2,173/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$71,410/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,378
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,380
−HK$1,017/mo
Today · 4.125%
HK$39,397
baseline
▲ 0.50% · 4.625%
HK$41,474
+HK$2,077/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$78,794/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,698
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,809
−HK$1,128/mo
Today · 4.125%
HK$37,937
baseline
▲ 0.50% · 4.625%
HK$40,245
+HK$2,308/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$75,874/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,714
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,779
−HK$1,080/mo
Today · 4.125%
HK$41,859
baseline
▲ 0.50% · 4.625%
HK$44,066
+HK$2,207/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$83,718/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,798
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,974
−HK$1,194/mo
Today · 4.125%
HK$40,168
baseline
▲ 0.50% · 4.625%
HK$42,612
+HK$2,444/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$80,336/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,050
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,178
−HK$1,144/mo
Today · 4.125%
HK$44,322
baseline
▲ 0.50% · 4.625%
HK$46,658
+HK$2,336/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$88,644/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,900 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).